Month: June 2022

Top differences between the software and hardware wallets

Have you ever thought of how you’d feel if peradventure you lose your assets? Maybe you lost your wallet, or your assets were withdrawn without your consent, or your wallet was hacked? How do you think you’d feel? You must note that as much as you keep buying more crypto, you also make a conscious effort to keep your holdings safe. There are more than enough reasons you can lose your assets, and one of the rampant ones is through your wallets.

Choosing the right wallet for your crypto assets could be a little stressful, especially if you don’t know the one. However, there are two broad categories of wallets that you can select, depending on your assets. Nonetheless, irrespective of your wallet, you can be sure you have crypto recovery services readily available because anything could come up at any time. 

There are two types of wallets: the software and hardware wallet. Each of them has its unique properties and also some similarities. Here are some of the differences between the hardware and software wallets. 

Mode of storage

Although both hardware and software wallets aim; to store and enhance the safety of investors’ assets, their mode of storage differs. A hardware wallet stores assets offline using a physical medium, while the software wallet has its storage on a computer. While most people prefer a software wallet because of its ease of usage and accessibility, other individuals prefer the hardware wallet because it’s harder to get hacked. So, before you choose a suitable wallet type, ensure you first consider their storage mode and choose the one that works perfectly for you. 

Level of security

As mentioned above, their level of security differs. Although you should have crypto recovery services available for both wallets, it’s better and easier on software wallets. However, the hardware wallet is highly secured and immune to cyberattacks since it has no affiliation to the internet. The software wallet, on the other hand, is susceptible to cyber-attacks and needs an extra layer of protection. One way to ensure your assets are protected when you use the software wallet is by making sure you have recovery services available. With this, you can rest assured that when your wallet gets compromised, you can easily have it restored. 

Price

One of the core differences between the software and hardware wallet is price. It is also one determining factor most people consider before choosing which one to store their assets in. While there’s nothing wrong with considering the price differences, it is worth noting that your crypto assets are important, and you should be willing to do whatever it takes to keep them safe at all times and at all costs. The hardware wallets are more expensive than the software wallet. While the hardware wallet comes with a fixed price tag, the software wallets are free. So, with your smartphone, you can store your asset in apps, which are mostly free. You need not worry about paying to keep your assets safe when you use the software wallet. However, you must have crypto recovery services ready at your disposal because of their level of vulnerability to cyberattacks. 

Accessibility

The hardware wallet might seem more like the most accessible, but it’s not. Imagine having your assets stored in Germany, and you will be traveling to the United States the following week. This means that for the time you’ll be aware, you have no access to your crypto assets until you are back from your trip. The software wallet, on the other hand, is reading accessible and available. You can have the software on your PC, tablet, or even your smartphone, so wherever you go, since there’s internet access and electricity, your wallet remains accessible. All you need is your login detail, and you can send and receive assets anywhere in the world within seconds of transaction. 

Your crypto assets storage should be one of your top priorities. As much as you invest in the crypto community, it is essential you also invest in the storage. So, whether you have the asset stored for the long-term or short-term, you can choose from either of these wallet storage types to ensure the safety of your assets. 

The biggest mobile game development trends of 2022

The mobile game industry will surely continue to develop rapidly to become a lucrative business area. This industry has exceeded all technical and commercial targets. You can anticipate the future of mobile games with an internet presence of over 3 million worldwide players. It’s therefore reasonable to expect an ingenious mobile gaming future. Developing games will help improve the ability to handle the risk and difficulties of the games industry. 

Mobile Game Development Trends to Follow in 2022 

You must keep a watch out for new advancements while investing in mobile games because there are so many different games accessible, from casually paced games to $1 deposit casinos Canada. Here are a few predictions for 2023’s mobile game development trends. 

NFTs and Blockchain based Games 

Blockchain technology and blockchain technologies have become crucial to the mobile game business. FT’s look much like another cryptocurrency like ETH or BTC. This nonfungible token is commonly used to tokenize real estate, music, artwork, and other things. Despite these advantages, blockchain technology provides strong stability. Therefore, NFT tokenisation is also possible in some game characters. A further benefit is that they could be used to tokenize trade cards in card games. A number of popular games from the metaverse are “NFT”. The markets of NFT gaming have accelerated. According to the report, the number of digital currency wallet accounts associated with gaming was up by 307,636 in early 2022 from 307,326 in early 2021. 

Esports are on the rise 

In recent years, mobile gaming has become increasingly popular. It’s possible to view it as an upcoming competition for the professional players and gamers who are interested. Many people in the world have watched or followed these games via direct viewing or watching different live shows. Live streams provide an easy way to watch upcoming games on your PC in real time. The eSport market has been valued by experts at over a billion by 2021 – an almost 50% increase compared to 2021. A further increase of $2bn is anticipated to occur in 2023. 

Metaverse 

The Metaverse has become an emerging trend, but there is no clarity as to how this will affect gaming in mobile. This year mobile gaming has been joined to the Metaverse enabling enhanced gameplay. Among them are: Fortnite concerts. Various companies like Nike land on Roblox also have gaming worlds built on. Start-ups are preparing to help build a metaverse infrastructure and offer its users the tools for creating and maintaining the metaverse, such as creating real life avatars. Soon it will be more accessible for people with an interest in reading the Metaverse in 2021. 

Increased gaming socialization 

Mobile game interaction grew as more people became involved via social media. During the pandemic the isolation and constant search for interaction have made mobile gaming an important social area for people. 45% of American gamers use Facebook chat while playing. Most Americans have started a liking for online modes and multiplayer games over single player games. Games developers will benefit from new features such as guilds, social networks, chat rooms, etc. Social media has been gaining popularity among gamers as he has become increasingly popular with gamers. 

Cross-platform mobile gaming 

Cross-platform games are an interesting trend shaping the gaming industry in 2024. It can also take place across platforms on cellular phones, tablets, mobile phones, and other devices. Players couldn’t play across different platforms for several reasons. In 2021 gamers experience gaming on multiple platforms with Game code-based software. Developers are interested in making the game available to a variety of platforms, including laptop, mobile phones and tablets. The app is made up of cross-platform technology which allows quick discovery of its functionality. 

Hyper-Casuals will take the lead 

Sensor Tower has published a report titled Industry Trend Report predicting a burgeoning hyper casual gaming trend for 2025 to 3035. Hyper-casual games offer gamers a chance at relaxation without increasing intelligence. The global online gaming industry will forecast growth of 1% by 2019, the company said. Market predictions and assessments thus indicate a high growth of hyper-casual video game industry in 2025. Many famous examples such as Candy Crush Monster Strike and Coin master have quickly become tough competition in game play on PC and console. 

Multiplayer functionality 

Mobile games can be played in many different formats than a gaming console. Several are accessed and more will become available in 2022. Mobile phone apps are an all-encompassing multi-player game. Recently the world has witnessed a booming multiplayer game craze. In 2022 multiplayer game is expected to become an increasingly prominent trend with the rise of mobile games. Mobile games are intended to help you boost mental energy, relax yourself, or strengthen your relationships. We want everyone to have fun playing on the Internet. 

 

Artificial Intelligence in Gaming 

Artificial intelligence can certainly enhance gameplay and playability. AI in games could tell you whether your games are successful. It’s already been mentioned that popular technology is gaining popularity. Ultimately, AR and AI technology will change gaming. AI will be more influential on gaming over the next decade, according to our predictions. AI helps developers create fun games. AI aims to improve NPC learning abilities. NPCs may use artificial intelligence for their responses, making video games trickier. 

Mobile Cloud Gaming 

Mobile cloud gaming is good for learning how to live. Additionally, the subscription model influences developers’ motivation more. They can also easily integrate certain payment options with gaming strengths. So, a user can build strength and use tools such as Fortnight Candy Crush / PUBG for quick and efficient performances in any situation. Developers’ earnings surely are flawless if they can access remote servers without hardware assistance and access downloadable software from remote servers. 

Gaming with Augmented Reality 

In augmented reality games, AR can combine graphics and video to create a visual interface which allows a user to experience a game’s content in real-time. Contrary to VR gaming AR uses current environment to create playable environments. You do not require special headsets for AR devices. User can view and play virtual reality games using mobile device. A very advanced example of AR game applications with GPS, smartphones and cameras is Pokémon Go. The system supports location-specific AR environments. 

Wearable technology 

Wearables is an e-gypsum that uses a sensor that enables users to monitor, identify, and communicate information directly with the user. Fitness rings, wristbands, and smart watches are a few typical wearable devices that utilize wearable technology. Wearable devices are generally connected to wellness and development has also occurred rapidly in the gaming business. You can use an electronic tracker to track games that players are playing. This information enhances the gaming experience of players. 

The rise of VR (Virtual Reality) Gaming 

VR provides gamers with an amazing experience. Virtual reality headsets enable users to use objects in a locked space. While VR headsets may appear costly at the moment, technology advancement could be used to help reduce their cost. In the future, graphics and VR gaming quality could improve. The future for VR gaming looks amazing as tech giants such as Microsoft, Apple and IBM have already started with similar technology. 

Three Ireland announces 175 new jobs in its award-winning Limerick customer experience centre to support Three UK business customers

Three Ireland today announced a strong expansion of its operations at its Limerick customer experience centre, with the creation of 175 new jobs over the next four years as the Irish office begins to export services to Three UK business customers for the first time.

The 175 new jobs will include both full time and part time positions and openings across a range of job titles and experience levels in the B2B sector. The employment opportunities will range from Customer Care, Team Leaders, Operations and Management.

The Limerick customer experience centre has a strong history in Castletroy, originally established over 20 years ago and currently employing close to 400 people. Given the skills, expertise and talent in the Limerick centre, it is well placed to advise international clients across a broad range of connectivity services including IoT, ICT products and cost management. The continued and steady growth of our care teams in Limerick is a testament to the continued career development programmes and upskilling opportunities available to Three Ireland employees.  The expansion to support business customers in the UK market is the realisation of a key strategic objective for the team in Limerick. This project is supported by the Irish Government through IDA Ireland.

Tánaiste & Minister for Enterprise Trade & Employment Leo Varadkar TD said: “These 175 new jobs for Castletroy are really welcome news from Three Ireland. For over 20 years, Three Ireland has invested in Limerick and the Mid-West region, creating jobs and providing services. These new jobs further strengthen the company’s presence and commitment to Limerick and are a testament to the existing staff in Castletroy. The best of luck to the team with this latest expansion.”

Announcing the new jobs, Robert Finnegan, CEO of Three Ireland and Three UK, said: “This expansion of operations in our award-winning Limerick Customer Experience Centre demonstrates the strength of Three’s customer service in Ireland and we are very excited to build on the high standard of talent we have. As the largest mobile telecommunications provider in Ireland by market share, with the fastest overall network, our Customer Care was awarded Contact Centre of the year in 2021 and we’re extremely happy to bring this exceptional level of service to our Three UK Business customers as well.

This also underlines our commitment to Limerick as an employment hub into the long-term. Three Ireland has been investing and growing in Limerick for over 20 years, and today, we are reaffirming and increasing that commitment with the creation of these roles”.

IDA CEO Martin Shanahan said: “Three’s decision to expand the strategic operations at its Customer Experience Centre in Limerick is terrific news for the Mid-West Region and demonstrates Three’s confidence in its ability to service international clients from Limerick. I wish to congratulate Three on this expansion and assure the team of IDA Ireland’s continued support.”

Tech Review – Huawei MateView 4K monitor

The Huawei Mateview 4k monitor is their latest piece of kit to hit the market and having something like this has been a no go in my home for some time now but since I have go a specialised desk which a review of that will be coming soon this may just fit the final finish of my setup at home which I am eager to get done quickly in the new year so I need to decide if one or two screens will be enough working off two laptops, one is a chromebook though which for me is essential and less of a resource hog as windows is just a PITA and I use the Windows laptop for very little these days being honest.

The screen is fantastic on this also with this is noticeable immediately alongside your laptop I tested with both my chromebook and Matebook X pro which is also a superb machine considering it is windows and given I hate windows it ran pretty fast on the Matebook X pro compared to some of my own laptops here which I took out of retirement to compare and hands up I was impressed with. One of my laptops did cost over a grand and it was a much faster machine and not old and I just got a dislike for windows in general but using the Matebook X pro kinda made me think even spending that kind of money on a laptop you expect pretty much top tier performance in fairness.

 

Product specs 

  • Ultra-HD 28.2 inch ‘Real Colour’ display. With a super wide 94% screen to body ratio sub 10mm ultra thin screen. 1.07 billion colours at your disposal providing cinema-level colour gamut. 

Touch Controls 

For fast and intuitive control,Mateview provides you with the Smart Bar, Use your finger to conveniently control MateView functions and settings via the all-new Smart Bar. No need for physical buttons, just swipe, tap and experience a simpler, more intuitive way to interface with your monitor. It’s as easy as: 

  • Confirm: tap once 
  • Back: tap twice 
  • Volume control: swipe with one finger 
  • Input source: swipe with two fingers
Inputs
Settings

Wireless Phone and Device Projection 

Simply tap your Huawei phone to the MateView base and instantly see your phone display on the big screen. Desktop Mode creates an exact representation of your phone’s home screen in desktop format. Use all your apps, access photos, and edit files with ease using the mouse and keyboard and have all changes automatically saved to your phone. Your phone world just got a whole lot bigger. 

Connect to even more potential. Wirelessly project your laptop screen onto HUAWEI MateView in full HD to enjoy low-latency data transmission and barely noticeable image lag or blur. What’s more, you can sync up your tablet to act as a sketchpad for your MateView design projects. Make work a walk in the park and share your vision on the big screen. 

Workflow much easier on larger 4k screen

Eye Comfort Mode 

Working late or have tired eyes? Mateview comes equipped with TÜV Rheinland Low Blue Light and Flicker Free certification for added eye comfort. 

Screen Performance 

Ultra fast 60Hz refresh rate allowing for super smooth video playing. 

Elegance and adaptability 

Discover balance in your work and home space with Huawei MateView, thanks to its perfectly proportioned screen-to-stand construction. The screen and stand are connected via a durable, precision-engineered stainless steel hinge that allows you to alter elevation and angle with just the push of a finger. Angle your monitor through -5 to 18 degrees with up to 110mm in elevation change. 

Mechanism on rear for adjustment

 

Dual Speakers and Dual Microphones 

Summon a wave of sound through the dual-speaker system incorporated within the stand. The impressive power of the high-voltage amplifier builds from the large sound cavity to provide strong, deep bass sounds that surge from below. And the built-in dual microphones dampen ambient noise, while enhancing the clarity of your voice, to ensure what you say is never drowned out. 

Port Layout 

Maintaining simplicity in design and function, ports are located to the side and back of the stand for fast, easy access. Connect a multitude of devices and accessories via the USB-C,

2 x USB-A, HDMI and MiniDP interfaces, and hook up to power through USB-C. 

Ports galore

Streamline your work environment with the single, multi-purpose USB-C port, built into the side for optimal access. Link up to every kind of audio and video equipment, plus all your other devices for incredibly fast file transfers and reverse charging capabilities. Simplify your connections, amplify your efficiency. 

The Huawei MateView monitor was sent to us to review the company did ask for a preview of the video, there was no monetary payment or input.

Video Link

 

 

Winners of Virgin Media Discovers & Screen Ireland Short Film Competition revealed

The winners of the 2022 Virgin Media Discovers & Screen Ireland Short Film Competition have been announced today as Nell Hensey and Brigid Leahy ‘Good Chips’, Mary Kirwan and Zoë Brennan-Whitmore ‘Unhinged’ and Jamie O’Rourke ‘Calf’.

 The emerging filmmakers will now receive €30,000 to bring their script to life on screen with the production of a 10-minute short film, along with mentorship, PR, advertising and marketing support. The final production will be broadcast on Virgin Media Television, Virgin Media on Demand and as part of the Dublin International Film Festival programme of events.

This year’s mentors include award-winning film maker Frank Berry, who will be mentoring the production of ‘Calf’, producer Liz Gill, who will be mentoring the production of ‘Unhinged’ and Oscar-winning director Lenny Abrahamson, who will be mentoring the production of ‘Good Chips’.

Bláthnaid de Róiste (Ros na Rún, Fair City, and Holby City), Eilish Kent (Foreign Exchange, Raw, and Fade St), Gavin Burke (lecturer in screenwriting at IADT), Aileen Docherty (Holby, Waterloo Road, and The Clinic) and Nadine Flynn (Fair City and EastEnders) were also mentors as part of this year’s short film competition.

‘Good Chips’ takes the audience back to Dublin in 1989, as a family of Vietnamese immigrants struggle to keep their takeaway business afloat while their 12-year-old daughter befriends one of the customers, a local Irish boy. After he disappears, she finds him somewhere unexpected.

Comedy ‘Unhinged’ follows a self-deprecating millennial who discovers the love of her life and colleague on Tinder and must find the confidence to swipe right before his leaving party, all while navigating a fatphobic workplace.

‘Calf’ tells the tale of a near fatal farm accident which leaves teenager Cáit with a terrible decision to make in order to do what she must to protect her family.

The finalists were chosen from a shortlist of 10 talented applicants, who all received an investment of €6,000 to develop their script with a mentor. The judges included award-winning director and screenwriter Lenny Abrahamson (Adam & Paul, Normal People, What Richard Did and Room), rising Irish actress, writer and star of hit crime drama, Kin, Clare Dunne; Clinton Liberty who played Kiernan in global hit drama ‘Normal People’ and Linus in drama ‘Holding’; screenwriter and executive producer Ursula Rani Sarma (Delicious and Red Rock) as well as representatives from Virgin Media Television, Screen Ireland and the Dublin International Film Festival.

Bill Malone, director of content at Virgin Media Television said: “I want to extend my congratulations to the three winners of the Virgin Media Discovers Short Film Competition. Our aim with the competition is to support diverse voices with unique stories to tell and to invest in the future of film making in Ireland as a national broadcaster. I eagerly await the screening of the three short films on Virgin Media television and I wish all the winners the best in their future endeavours.”

Andrew Byrne, Television, Screen Ireland, said: “Congratulations to everyone who entered and took part in the Virgin Media Discovers Short Film Competition. Supporting new talent and investing in the development of diverse voices and stories is fundamental to a growing and evolving creative industry. We are delighted to be able to realise production opportunities for the final three selected submissions. These projects reflect Ireland today, are powerful, thought provoking and driven by exciting new talent that have shared their personal stories and truths.”

 Competition judge, mentor and Oscar winning director, Lenny Abrahamson said: “I am delighted to be involved in the Virgin Media Discovers Short Film Competition again this year. It is great to see Virgin Media stepping up to provide such a substantial set of awards for filmmakers. There are so many talented and diverse filmmakers in Ireland who often don’t have the chance to see their films being brought to life on screen. This competition is an opportunity to discover new filmmakers and provide them with support, mentorship and investment they need”

Nell Hensey, director & co-writer and Brigid Leahy, co-writer of ‘Good Chips’ said: We are overjoyed to have been selected for the Virgin Media Discovers Award and want to express our huge thanks to Virgin Media and the judges.

As Asian Irish women, we wanted to tell the story of our parents, their different cultural values and how they have navigated a new culture. The film is set in 1980s Ireland but deals with modern themes that have resonance in today’s world, especially as there is a notable increase in crimes against the Asian community in Ireland and around the world, giving rise to the #stopasianhate movement.

Good Chips is a sweet coming-of-age tale about communication and missed connections, presenting an empathetic view of how we can build bridges and work to understand each other. We are excited to bring this fresh and distinctive Irish story that depicts immigrant families authentically to Irish and international audiences.”

Jamie O’Rourke, writer/director of ‘Calf’ said: “It feels slightly unreal to be selected in the final three for this year’s Virgin Media Discovers & Screen Ireland Short Film Competition. Safe to say we’re absolutely delighted to be chosen and particularly with this script, which we’re really excited to bring to life. Together with Ronan and Greg, we’ve put together a great team and can’t wait to get cracking.”

Mary Kirwan, writer of ‘Unhinged’ & Zoë Brennan-Whitmore, director of ‘Unhinged’ said: “​We are over the moon to be given this opportunity by Virgin Media and Screen Ireland. Initiatives like Virgin Media Discovers are so important to give a voice to those who wouldn’t usually be heard.

”Fat characters are sorely underrepresented on our screens, and this is why we are so excited to tell Sadhbh’s story. Championing diverse body types and their unique experiences is something our team is incredibly passionate about and with the support of Virgin Media, we are so delighted to be able to deliver an important message, along with a laugh, to Irish audiences.”

Years & Years announce homecoming show at OVO Arena London will be available to stream in partnership with On Air

Fresh from a performance on The Other Stage at Glastonbury last night, this morning Years & Years and On Air announce that fans around the globe will be able to experience Years & Years homecoming London show from OVO Arena, London.

Recorded on 26th May 2022 as part of the Night Call Tour, the show will be available to watch from 7pm on 11th August.  After this time, it will be made available to watch On Demand. Tickets are available now from the On Air website – https://onair.events.  

As Years & Years, Olly Alexander has become one of the world’s most trailblazing modern pop stars. Across three hugely successful albums the singer, actor, fashion icon and cultural vanguard has earned 5 Brit Award nominations and surpassed 5 billion streams.

Bringing the subversive, hedonistic and ultimately feel-good world around number-1-charting album ‘Night Call’ to vibrant life in stunning 4K UHD Dolby Atmos and Dolby Vision, tickets to watch Years & Years ‘Night Call Tour’ are available now – https://onair.events.  

 Talking about the show, Olly explains “I’m so happy and excited to share this performance from the Night Call Tour. I grew up loving concert videos of Britney, the Spice Girls and Madonna so this is literally a dream come true. This show, created with Theo Addams, is a delirious night out that begins in a phone box and ends with a cosmic impalement.  (there are toilet cubicles, motorbikes, a magic chair and a giant bed along the way). I had the best time. It’s not possible for me to physically take this show around the world so it’s a great feeling to have it captured like this and to be able to share it with everybody! The Night Call Tour is a massive team effort and I’m so grateful to everybody for putting their all into making it.  It’s so exciting to be able to share it like this ! I hope you enjoy the show ;)” 

As part of their ongoing partnership with One Tree Planted, a non-profit charity on a mission to make it simple for anyone to help the environment by planting trees, On Air will be planting one tree for every ticket purchased from their website for the Years & Years ‘Night Call Tour’ show.

Net Worth Calculator: How Much Money You Have and How to Grow It

What is your net worth? This is a question that everyone should ask themselves on a regular basis. Your net worth is a measure of how much money you have and how much debt you owe. It’s important to track your net worth so that you can see how you are doing financially and find ways to grow it. In this blog post, we will show you how to calculate your net worth and give some tips on how to increase it!

What Is a Personal Net Worth

Personal net worth is calculated to be the difference between an individual’s total liabilities and total assets. Individual’s assets may include items such as cash and investments, while liabilities can be things like mortgages and credit card debt. In order to calculate personal net worth, all debts and expenses must be accounted for in order to get an accurate number. 

This calculation is important because it gives individuals a clear financial picture of their overall debt and helps avoid situations like “I need some money now” and just for understanding how much they are worth.

For example, if an individual has a total net worth of negative fifty thousand dollars, this means that they have more debt than assets and may need to focus on paying off some debts. 

However, if someone has a positive net worth, this means that their financial situation is healthy and they have more assets than liabilities. Knowing your personal net worth is a valuable tool in managing your finances and making sound financial decisions.

How to Calculate Your Personal Net Worth

Your personal net worth is the total value of your assets minus the total of your liabilities. To calculate it, simply add up the value of your savings, investments, and property, then subtract any debts you owe. The resulting number is your net worth.

For many people, their home is their biggest asset. To calculate the value of your home, use its appraised value or the price you could realistically sell it for in today’s market. If you owe money on your mortgage, be sure to subtract that amount from the total.

Savings and investments can be a little trickier to assess. For stocks and mutual funds, use their current market value. For retirement accounts such as 401(k)s and IRAs, use their current balance. Finally, for collectibles and other valuable possessions, use their estimated fair market value.

Once you have the total value of your assets, it’s time to tally up your liabilities. Start with any money you owe on credit cards and loans, then add in any other outstanding debts, such as taxes or child support payments. The resulting number is your net worth.

Calculating your net worth can be a useful exercise in managing your finances and setting financial goals. By knowing how much money you have and how much debt you owe, you can make informed decisions about where to allocate your resources. If your net worth is low, you may need to focus on paying down debt or increasing your savings. 

On the other hand, if your net worth is high, you may want to consider investing in assets such as property or stocks. No matter what your net worth is, tracking it on a regular basis can help you make sound financial decisions and achieve your financial goals.

If you’re not sure where to start, there are many online calculators that can help you calculate your net worth. Once you know your number, you can begin working on ways to improve it!

Should You Include A 401(K) In A Personal Net Worth Calculation

When determining your personal net worth, there are a number of factors to consider. One important question is whether or not to include your 401(k) in the calculation. There are a few things to keep in mind when making this decision. First, it is important to remember that your 401(k) is an investment account and, as such, its value can fluctuate over time. In addition, you will not have access to the money in your 401(k) until you retire, so it should not be considered as part of your liquid assets. However, because 401(k)s are tax-deferred accounts, they can significantly increase your net worth over time. For these reasons, it is generally advisable to include your 401(k) in your personal net worth calculation.

Here Are a Few Tips to Help You Increase Your Net Worth

Save Money

One of the best ways to grow your net worth is to save money. By setting aside money each month, you can slowly but surely increase your savings and reduce your debt.

Invest in Assets

Another great way to grow your net worth is to invest in assets such as property or stocks. By investing in assets, you can potentially earn a return on your investment and increase your net worth.

Pay Down Debt

One of the quickest ways to improve your net worth is to pay down your debt. By paying off debts, you can immediately reduce your liabilities and increase your assets.

By following these tips, you can slowly but surely increase your net worth over time. Remember, it’s important to track your net worth so you can see the progress you’re making. With a little effort and discipline, you can achieve financial success!

How Does Your Net Worth Stack Up Against Others’?

According to the most recent Survey of Consumer Finances from the Federal Reserve, the median net worth of American families is $121,700. However, this figure masks a significant amount of inequality. The mean net worth is nearly $850,000, more than seven times the median figure. This means that a small number of families have a very high net worth, skewing the overall statistics.

When broken down by income, the picture becomes even clearer. The median net worth for families in the top 10% of earners is $2.7 million, while for families in the bottom 10% it is just $5,300. Age is also a factor: households headed by someone over the age of 65 have a median net worth of $274,000, compared to $6,200 for households headed by someone under 35.

Family size and education also play a role in determining net worth. Families with three or more members have a median net worth of $188,400, while families with only one member have a median net worth of $59,800. And families headed by someone with a college degree have a median net worth more than twice as high as those without a degree ($217,600 vs. $96,000).

So, what does all this mean for you? If you’re wondering how your net worth stacks up against others’, the answer is that it depends. There is a significant amount of inequality in net worth among American families, so it really depends on where you fall in the income spectrum and what other factors are at play. 

However, if you’re looking to increase your net worth, the best thing you can do is save money, invest in assets, and pay down debt. With a little effort and discipline, you can improve your financial situation and build wealth over time. Thanks for reading!

Six Types of Online Games: A Beginner’s Guide

You have the opportunity of playing a wide variety of online games, so you are sure to find some that suit your taste.

 If you are new to the world of online gaming, here are six types of games that you could play. 

1. Online Video Games

You no longer have to own a console to play some of the best video games around. These days, you can find a plethora of exciting and fun games online, including platform games, retro games, sports games, and first-person shooter games.

 So, whether you are into classic arcade games like Pac-Man or modern masterpieces like Call of Duty: Vanguard, you can find some amazing online video games that you can play on your PC or another device.

 Though, if you are a big fan of Pac-Man, you may prefer buying your own Pac-Man arcade machine!

2. Mobile Games

Online games do not have to be played on PCs. You will find a wide range of fun mobile games that you can play on mobile devices like smartphones, feature phones, and personal digital assistants.

Some of the best mobile games on the market include Among Us, Civilization VI, and Ridiculous Fishing.

3. Brain Games

If you prefer puzzles and brainteasers, you will find a multitude of online games that will get your brain working.

Not only are online brain games fun to play. Games like sudoku and crosswords can actually improve cognitive function in older adults.

There are numerous puzzles, quizzes, and other games available to get your brain working.

One of the best free online brain games on the market is Luminosity, which contains lots of mini-games that can help improve your focus, thinking, memory, and problem-solving skills.

4. Online Casino Games

Casino games are widely available on the internet, so you no longer need to visit a brick-and-mortar casino in Las Vegas to play favourites like slots, roulette, blackjack, and craps.

 Internet-based casinos have a wide variety of classic casino games and modern games, so whether you enjoy playing card games, playing dice games, or trying your luck on the spin of a roulette wheel, you can do so from the comfort of your own home.

Indeed, with a phone or other portable device, you can play online casino games anytime and anywhere.

Find out more by checking out this best new casino guide for beginners and pros.

5. Player versus Environment Games

Player versus environment titles refer to video games in which you compete against artificial intelligence, rather than playing by yourself or against other real players.

PvE games typically involve playing games against AI-controlled opponents that increase in difficulty as you progress.

You will find a multitude of adventure and role-playing games online to suit your taste. You can then discern whether you have better skills than your artificial opponent.

Some of the best PvE games available include Minecraft, Risk of Rain 2, and Warhammer: Vermintide 2.

6. Multiplayer Online Battle Arena Games

If you prefer playing against real people instead of AI-controlled opponents, then you may enjoy playing multiplayer online battle arena games; which have become massively popular in recent years.

MOBA is a subgenre of real-time strategy games. In MOBA games, you join a team and play against another team, controlling a single character that has a certain set of unique abilities and participating in your team’s overall strategy.

The primary objective of MOBA games is to destroy your opponents.

Some of the most popular MOBA games on the market include League of Legends, Defence of the Ancients, and Heroes of the Storm.

MOBA games are great for meeting other gamers online.

You could even start playing multiplayer online battle arena games in eSports contests and eventually turn professional.

 

Technical Progress Helps People Find a Place to Live

A few years ago, the real estate housing market was a much more localized and relationship-based industry with fewer options for finding housing. In such a competitive market, it can be difficult to find a suitable place to live.

Today, with the emergence of new technologies and platforms, the market has shifted in a different direction. From quick and easy leasing applications to seamless online payments, finding a place to live has become much easier and can be done from a laptop or phone.

Filters 

Many rental sites and apps are packed with helpful features that make it easier for people to find a place to live online. One of these beneficial features is filters, which users can use to find housing and rental options that fit their criteria and best suit their needs. Some of these filters include:

 

  • Location
  • Price budget
  • Rental type: loft, apartment, home, room, or duplex
  • Rental period
  • Pet policy
  • Amenities

 

These filters make finding a suitable place to live that matches each renter’s unique and individual criteria easier than ever. Renters can tick off what they are looking for in a home or apartment, and be shown only the listings that match their criteria. Reputable rental sites like Rentola have many helpful features including detailed filters that help people find top-quality rental listings.

Better search options

Along with detailed filters, online listing sites are competing with one another to provide more accurate availability and better search options for apartment seekers. There is much more information available about listings to renters, making it easier to find available apartments, for example, if you are looking for apartments for rent in Charleston. Renters can also use filters and the information available online to gain access to rental listings that better match their criteria.

Price comparison

Many rental sites have a price comparison option where apartment seekers can compare the price of different rental units and find an apartment that fits their budget. Renters can compare prices in different locations as well as compare the prices of different rental types including lofts, apartments, homes, duplexes, and individual rooms.

Photos and videos

Today, all rental sites offer high-definition photos of each listing to ensure that renters have a clear idea of what each property looks like and has to offer. Many rental sites also have video options, where renters can get quick virtual tours of various listings. This helps potential renters filter through the rental properties they like and have access to the properties that suit them best.

Seamless communication

Rental sites make it effortless to communicate with potential landlords. There is often an option to email, text, or message a landlord about any questions, comments, or concerns a potential renter may have. Having easy accessibility to landlords allows people to communicate their needs and get answers to questions about suitable apartments quickly. Being able to seamlessly communicate with various landlords online allows people to find their dream rentals hassle-free.

Quick rental application

Today, most rental sites offer the option for renters to sign and submit a rental application from the comfort of their own homes. Rental applications can often be signed and submitted online in a few quick, easy steps. Rental agreements can also be signed and submitted online, making the entire process simple and remote. Being able to sign a rental application and agreement means apartment-seekers don’t have to deal with conflicting schedules or setting up in-person meetings. 

Easy payments

Paying for a rental home or apartment can be done quickly, safely, and securely online. Credit reports and monthly rental payments can be submitted online directly through rental sites or rental applications. There are many options to make monthly rent payments, and renters can rest assured knowing that their payments are safe and secure online. 

Map features

Most rental sites and applications have a map feature that helps renters see where the potential rental property is located. With this feature, renters can search for rental properties that are in their desired neighborhoods. In the map feature, apartment seekers can also view recently rented properties to compare prices, as well as other properties for rent in the area. 

Notifications

When searching through various rental properties, renters can select the “Notify me of similar properties” notification when they find a property they like and want to see more of. This feature helps people narrow down their search by sending them notifications for when new properties that fit their criteria are added to the rental site. This way, apartment seekers have first hand knowledge of new apartment listings.

Although the rental market is competitive and can be difficult to find a suitable home in, there are many rental sites with features that make the process much easier. Technical progress is helping people to find a place to live and making it a seamless and hassle-free process.