Tag: Digital

How Online Conveyancing Platforms Are Transforming Property Transactions in Ireland and England

For decades, property transactions have been bogged down by paperwork, snail-paced communication, and legal jargon. But today, technology is reshaping how people buy and sell homes, both in England and increasingly in Ireland too.

Whether you’re a first-time buyer, a seasoned investor, or a solicitor guiding clients through the process, the rise of online conveyancing platforms is impossible to ignore. If you’re in England’s capital, consider using conveyancing solicitors London for expert legal guidance. This, alongside digital convenience, makes transactions smoother, faster, and more transparent.

Here’s how that shift is playing out — and what it means for buyers, sellers and the industry at large. 

What Is Online Conveyancing?

Online conveyancing platforms allow buyers and sellers to complete much of the property transfer process digitally. This includes:

  • Instructing a solicitor
  • Completing ID checks
  • Uploading documents securely
  • Signing contracts electronically
  • Tracking case progress in real time

Rather than printing, scanning, and posting documents, clients and solicitors can manage everything via a secure dashboard. Some systems even allow live updates, messaging, and 24/7 access.

Why It’s Gaining Popularity

Online conveyancing isn’t a gimmick — it’s a response to real pain points:

  • Delays: Traditional conveyancing often suffers from poor communication and admin bottlenecks
  • Transparency: Clients want to know what’s happening, without chasing solicitors
  • Efficiency: Digital tools reduce time wasted on manual tasks
  • Accessibility: Clients can work with solicitors from anywhere — not just their postcode

LexisNexis highlights how tech is helping legal services evolve — and property law is leading the charge.

England vs Ireland: Similar Goals, Different Speeds

Both England and Ireland are embracing digital conveyancing — but they’re doing so at slightly different paces.

  • In England, many firms now offer fully digital onboarding, online ID checks and e-signatures.
  • In Ireland, progress is being made, especially post-COVID, but paper-heavy traditions still dominate.

However, both jurisdictions are pushing toward the same goal: faster, more transparent, client-friendly transactions.

The Irish Law Society has begun exploring reforms to align more closely with tech-forward practices.

The Client Benefits

From the client’s perspective, digital conveyancing platforms offer:

  • Speed: Transactions can be completed faster with fewer delays
  • Clarity: A clear timeline and progress updates reduce stress
  • Convenience: No need to take time off work or send documents by post

Clients can log in from their phone to check what stage they’re at — from initial enquiries to contract exchange.

For Solicitors: More Focus, Less Admin

For conveyancing solicitors, digital tools can improve workflow significantly:

  • Less time chasing paperwork means more time advising clients
  • Automated reminders and status updates keep everything moving
  • Secure document sharing reduces risk and improves compliance

It’s not about replacing human solicitors — it’s about freeing them up to focus on what clients really value: clear advice, problem-solving and peace of mind.

Challenges Still Remain

Despite the benefits, online conveyancing isn’t without hurdles:

  • Cybersecurity: Property transactions are a common target for fraud
  • Digital literacy: Not all clients are comfortable with online systems
  • Integration: Some firms still juggle digital platforms with paper-based processes

That’s why trusted legal oversight is still crucial. Online doesn’t mean impersonal — it means accessible and streamlined. 

What the Future Holds

As more property buyers (especially younger ones) demand tech-savvy solutions, firms that adapt will have a clear edge. And as Ireland follows the lead of England’s digital progress, cross-border deals will get simpler too.

Buyers in London might one day seamlessly purchase holiday properties in Cork or Galway — all from their living room.

Government initiatives like the UK’s Digital Property Market Strategy are paving the way for national reforms that encourage broader adoption.

Making the Digital Leap

If you’re buying or selling property soon, consider a solicitor who offers online case management tools. It doesn’t mean sacrificing service — it often means improving it.

Look for firms that:

  • Combine digital tools with real legal support
  • Prioritise secure, encrypted communication
  • Offer transparent pricing and real-time updates

The shift to online conveyancing is here to stay. And when used well, it puts power — and peace of mind — back in your hands.

Legal Disclaimer: This article is for general information only and does not constitute legal advice. For personalised guidance on property transactions in England or Ireland, please speak to a qualified conveyancing solicitor.

Digital Wills vs. Traditional Wills: Which Is More Secure?

Understanding why you need a will is only part of the picture — for many people, the bigger question is how to make one. And in today’s digital world, that question brings new options to the table. 

Traditional wills, written on paper and signed in ink, have long been the norm. But now, digital wills are gaining popularity, offering convenience, speed, and cloud-based peace of mind. So, which option is more secure? And how do you know which is right for your situation?

What Is a Traditional Will?

A traditional will is a legal document, usually drafted with the help of a solicitor, then printed, signed, and witnessed in person. It outlines how your assets should be distributed after your death and who should manage your estate.

Traditional wills must meet certain legal criteria:

  • Written clearly and voluntarily
  • Signed by the testator
  • Witnessed by two independent adults (not beneficiaries)

If any of these steps aren’t followed correctly, the will could be invalid.

What Is a Digital Will?

A digital will usually refers to a will created using an online service or software. It may be stored in the cloud, printed and signed later, or — in some jurisdictions — signed electronically.

Digital wills are designed to be more accessible, particularly for those who find legal jargon intimidating or who want to avoid in-person meetings. Some platforms offer guided templates or AI-based drafting tools.

However, in England and Wales, a digital will must still be printed, signed, and witnessed in the traditional way to be legally valid. As of now, completely electronic wills (signed and stored digitally without printing) are not legally recognised.

Are Digital Wills Safe?

It depends. A digital will created on a reputable platform can be a helpful first step, but it comes with risks:

  • You might miss important legal nuances
  • It may not reflect complex family arrangements
  • If improperly witnessed, it may be invalid
  • There’s a risk of forgery or dispute without proper safeguards

Security also involves access. Traditional wills can be lost or damaged. Digital versions can be accidentally deleted or stored on a forgotten hard drive. Ideally, your will should be stored securely and shared with your executors — whether digitally or physically.

For more information on making a will, visit this resource provided by GOV.UK.

Why Traditional Wills Still Dominate

Most solicitors still recommend a traditional will for several reasons:

  • Legal robustness
  • Proper witnessing procedures
  • Trusted storage with the solicitor or WillSafe

You also get professional advice to ensure your wishes are realistic, tax-efficient, and hard to contest. This is especially crucial for blended families, business owners, or anyone with international assets.

Can You Combine the Two?

Absolutely. Many law firms now use digital tools to draft and update wills, but still follow traditional processes for signing and storage. You can:

  • Start with an online questionnaire
  • Hold virtual meetings with your solicitor
  • Receive a printed will by post

This hybrid approach blends convenience with legal reliability.

Consider the Risks of Getting It Wrong

An invalid will can leave your loved ones facing delays, legal disputes, or unfair outcomes. If you die without a valid will, the rules of intestacy will decide who gets what — and it might not reflect your wishes.

A will isn’t just a formality. It’s peace of mind. And cutting corners with a free online template can cost your family far more later.

So, Which Is More Secure?

In legal terms, traditional wills — properly signed and stored — remain the most secure option in England and Wales. Digital platforms can support the process, but they can’t replace the legal steps needed to make your will binding.

That said, the law may evolve. Other countries, including parts of the US, are starting to recognise electronic wills. The UK may follow, but for now, paper still rules.

What Should You Do Next?

  • Decide who you want to benefit from your estate
  • Think about who should manage your affairs (executor)
  • Make a list of your assets and any specific wishes

Then speak to a solicitor who can guide you through it. It doesn’t have to be complicated. But it does need to be correct.

A good solicitor will:

  • Make sure your will is valid
  • Keep it safe and accessible
  • Help reduce inheritance tax liabilities
  • Prevent family disputes before they start

 

Final Thoughts: It’s Not Just About the Format

Whether you go digital, traditional, or a bit of both, what matters most is doing it properly. The goal is clarity, security, and protecting your loved ones when they need it most.

Don’t let uncertainty stop you. With the right support, you can make a will that gives you confidence — and gives your family one less thing to worry about.

Legal Disclaimer: This article is for general information only and does not constitute legal advice. For tailored advice on writing or updating your will, please consult a qualified solicitor.

Digital Transformation in Banking and Financial Markets

The banking industry is experiencing one of the most significant shifts in its history. In 2025, more than 3.6 billion people worldwide are using digital banking services. Together with this 77% of consumers now prefer to manage their accounts through mobile apps or computers.

This trend highlights how digital channels have become the default choice for banking, with liquidity aggregation opportunities, advanced risk management, and enhanced user experience playing a key role in ensuring efficiency and resilience behind the scenes.

Where banks once differentiated themselves through physical presence and reputation, they are now judged by the efficiency of their platforms, the quality of their digital services, and their ability to integrate into an increasingly interconnected financial ecosystem.

From Closed Systems to Open Infrastructure

For decades, many banks operated on legacy technology. Systems were closed, data was siloed, and client access was limited to what a single institution could offer. The rapid rise of fintechs and alternative service providers has upended that model, showing clients that seamless digital experiences and global reach are not just possible, but expected.

As a result, banks are under pressure to modernize their core infrastructure. This includes migrating to cloud-based solutions, adopting real-time analytics, and rethinking how they connect with counterparties and clients.

For example, several leading European banks have partnered with fintech providers to implement cloud-native payment hubs. By doing so, they can process cross-border payments in real time, aggregate liquidity from multiple sources, and provide clients with transparent pricing — something that would have been impossible under their former legacy systems.

 

Technology as the New Competitive Edge

What sets leading banks apart today is their ability to use technology strategically. Artificial intelligence, advanced risk management tools, and automated compliance systems are now part of everyday operations. Beyond efficiency, these innovations create new opportunities to improve client experience, streamline back-office processes, and strengthen resilience during periods of market stress.

Among the many solutions reshaping the industry is liquidity aggregation, which allows institutions to consolidate liquidity from multiple sources into a unified framework. While it may sound highly specialized, its impact is broad: by reducing fragmentation and enabling more transparent pricing, it contributes to a more stable and efficient market environment.

For example, JPMorgan Chase has invested heavily in digital trading infrastructure, combining liquidity aggregation with advanced analytics to offer clients deeper market access and more competitive pricing. Similarly, Deutsche Bank has deployed AI-driven risk management and consolidated liquidity flows across multiple venues, enabling it to deliver greater resilience during volatile market conditions.

Expanding Beyond Traditional Boundaries

Another key element of transformation is the expansion into multi-asset services. Clients increasingly expect banks to support a wide range of financial instruments through a single interface. Delivering on this expectation requires more than technology — it demands strategic partnerships, agile operating models, and the willingness to rethink traditional boundaries.

This convergence of banking and financial technology highlights a larger trend: the emergence of connected ecosystems. Banks are no longer isolated institutions; they are nodes in a global digital network. Success depends on how well they integrate, adapt, and innovate within that network.

A good example is UBS, which has expanded its platform to provide clients with access to equities, fixed income, and digital assets within a unified environment. By partnering with fintech providers and leveraging open APIs, UBS has been able to integrate multiple asset classes into one client-facing interface. Similarly, Standard Chartered has embraced a multi-asset approach through collaborations with technology firms, enabling institutional clients to manage foreign exchange, commodities, and securities from a single digital platform.

The Road Ahead

The journey of digital transformation is far from complete. Many institutions are still in the process of modernizing legacy systems, while others are experimenting with new service models to stay ahead of client needs.

What is clear is that technology will remain at the center of banking’s evolution. Whether through artificial intelligence, open banking frameworks, or specialized solutions such as liquidity aggregation, the institutions that embrace innovation will shape the next era of financial services. Those that hesitate risk being left behind in an increasingly connected and competitive economy.

Eirmersive Launches PRISM Immersive Technology Summit

Eirmersive, a leading voice in Ireland for the immersive technology sector, has announced that PRISM Immersive Technology Summit, will take place on Wednesday, October 29th, 2025 at Dundalk Institute of Technology (DkIT).

This groundbreaking all-island event will bring together up to 150 innovators, business leaders, and researchers to explore how the convergence of Extended Reality (XR), Artificial Intelligence (AI), and Digital Twins is delivering competitive advantage across Construction, Manufacturing, Health Tech, Energy, and other critical sectors.

Driven by Eirmersive’s commitment to collaboration and inclusivity, the PRISM Summit is designed to innovate while cultivating partnerships that deliver real-world impact. The programme will feature keynote presentations, live demonstrations, panel discussions, and strategic networking opportunities. 

Camille Donegan, CEO of Eirmersive, said:

“Immersive technologies offer transformative potential for industry, but adoption requires trusted guidance, community, and clarity around real-world use cases. That’s exactly what PRISM delivers. If you’re an innovator or researcher looking to explore how XR, AI, and digital twins can create real value, this summit is for you.”

Aidan Browne, Head of Innovation & Business Development at Dundalk Institute of Technology, added:

“Dundalk Institute of Technology is delighted to partner with Eirmersive to host PRISM, connecting industry leaders, researchers, and forward-thinking innovators. Through this collaboration, we are excited to showcase cutting-edge solutions to our students and the wider business community, demonstrating how immersive technology can address real industry challenges, unlock skilled talent, and drive greater efficiency.”

Attendees will experience a full day of programming built around ROI-driven case studies and high-impact demonstrations. The programme includes keynote presentations from thought leaders and pioneers at the forefront of immersive technology, alongside interactive demonstration booths offering hands-on access to cutting-edge tools and solutions from Eirmersive members. Delegates will participate in sector-specific deep dives addressing challenges and opportunities in key industries, whilst engaging in strategic networking with SME leaders, enterprise innovators, technology developers, researchers, educators, policy leaders, and innovation support agencies.

Confirmed speakers include Brian Cooney, CEO of KUKA Robotics Ireland, who will present on “How digital twin, XR and AI shorten lead-time, ensure safety and reduce the cost of automation for manufacturing,” and Timmy Ghiurău Innovation Leader at Volvo Cars. 

The summit has already received robust support across Ireland and Northern Ireland, with partners  including Dundalk Institute of Technology, Queen’s University Belfast, Digital Catapult, InterTradeIreland, Louth County Council and its Local Enterprise Office, Oriel Hub, Cultural & Creative Industries Skillnet, and Creative Ireland.

Registration: Available on Eventbrite at https://www.eventbrite.ie/e/prism-clarity-in-the-age-of-convergence-tickets-1533671686299

New Tech in Ireland: Regulators, Crypto and 14,000-Game Libraries Fuel Casino Innovation

You’ve probably noticed Ireland taking bold steps to modernise its gambling framework. In October 2024, the Gambling Regulation Act was passed, replacing outdated laws and introducing a clear system to manage the entire sector. At the centre of this shift is the Gambling Regulatory Authority of Ireland or GRAI, which officially began operating in March 2025. It is the first independent body to oversee licencing, compliance and player safety on a nationwide scale.

The government has already committed over nine million euros to fund its operations in 2025, including four million dedicated to building digital infrastructure. For you as a player, this represents the beginning of a far more structured environment where consistency replaces uncertainty. licencing and enforcement are being phased in rather than rushed, with the regulator taking time to establish proper compliance systems. That means while sweeping change is underway, you’ll see new casino sites unfold gradually in a way designed to balance stability with progress.

Licencing Rollout and Player Safeguards

licencing will arrive in stages, and you’ll start to see changes by mid-2025. Remote operators are expected to move into the new framework from July, while bookmakers are scheduled to follow by December. However, the full licencing regime won’t be enforced until mid-2026, giving the regulator and operators time to adapt. During this transition period, existing licences issued through Revenue will remain valid, so you won’t suddenly lose access to your favourite platforms.

When the full framework is active, however, you will experience more meaningful protections. A national self-exclusion register will allow you to block access across all licenced providers with a single action. Advertising rules will also change, with gambling ads banned before 9 p.m. on television and online and promotions like free bets or VIP perks removed altogether. For you, this shift means fewer aggressive offers and a healthier balance between enjoyment and protection, helping the market move away from practices that often left players feeling pressured.

Crypto Regulation Meets Casino Innovation

Alongside gambling reform, cryptocurrency rules are also tightening across Ireland. The Central Bank is now the official supervisor of the EU’s Markets in Crypto-Assets framework or MiCA, which is reshaping how digital assets are handled. By 2025, crypto firms must hold EU-wide licences, follow strict rules on custody and cybersecurity and provide detailed sender and receiver information for transfers above one thousand euros. This adds extra transparency to a space that once felt unregulated.

For you as a player, that translates into greater confidence when using crypto to deposit or withdraw. Casinos are beginning to explore this regulated crypto landscape by offering faster payments, lower transaction fees and, in some cases, unique crypto-based promotions. Innovation is encouraged, yet it sits within a system designed to maintain trust. You may find yourself trying out a platform that supports your preferred digital currency while also appreciating that it complies with rules intended to keep the financial side of play safer.

Vast Game Libraries Fuel Innovation

One of the most noticeable changes in the new casino environment is the sheer scale of game libraries; in recent years, operators have moved from offering a few thousand titles to collections that now exceed ten thousand, with some topping fourteen thousand games. These libraries span slots, table games, live dealer formats and even experimental categories that borrow from video gaming. When you log in, you are presented with an unprecedented range of options, allowing you to tailor your experience to your mood or curiosity.

Mobile optimisation has made this vast choice accessible anywhere and the integration of crypto payments adds another layer of convenience. However, with so many options, it’s easy to lose track of time or budget, which is why platforms are also embedding responsible play features. Thus, deposit limits, time reminders and self-exclusion tools are now common, giving you control alongside variety. The trend demonstrates how innovation in scale can coexist with meaningful safeguards, so your experience feels equally exciting and manageable.

Balancing Innovation and Protection

As innovation flourishes, the real challenge is balancing it with protection. The GRAI has placed consumer safety at the heart of its mission, establishing a dedicated Social Impact Fund. licenced operators will contribute annually, with the money going toward research, public education and treatment services for problem gambling. That means every spin, bet or wager indirectly supports efforts to make the industry more sustainable. At the same time, crypto regulation creates clarity rather than restriction, letting you enjoy the benefits of digital assets without the sense of stepping into a grey area.

Meanwhile, expansive game libraries showcase how developers are pushing boundaries, while the growing emphasis on mobile usability reflects how people actually play today. For you, the path forward involves navigating this mix with awareness: checking whether platforms are properly licenced, confirming safe-play tools are available and choosing experiences that balance excitement with responsibility. Ireland’s evolving landscape shows that progress and protection can genuinely coexist, giving you more control and more choice than ever.

Key Takeaways

Ireland’s gaming terrain is developing at a remarkable pace, blending cutting-edge technology, expansive game libraries and tighter regulatory oversight. As a player, you benefit from greater choice, enhanced protections and innovative payment options like crypto, all within a structured and transparent framework. The combination of strong governance and rapid technological growth promises a safer, more engaging and forward-looking experience, showing that innovation and responsibility can grow hand in hand.

  • €9.1m Budget Powers New Regulator: Ireland’s Gambling Regulatory Authority launched in 2025 with €9.1m in funding, including €4m for digital infrastructure.
  • 14,000+ Games Now Available: Irish online platforms feature vast libraries, with some exceeding 14,000 titles across slots, tables and live games.
  • Strict Ad Bans Protect Players: Gambling ads are banned between 5:30 a.m. and 9 p.m., with free bets and VIP perks also prohibited.

Irish family-owned Kepak invests in major digital overhaul

Family-owned Irish meat manufacturer, Kepak, has successfully completed a major Microsoft Dynamics 365 F&O across its UK and Ireland estate, marking a significant step in its drive to futureproof business operations. The digital transformation project was delivered by Microsoft ERP, CRM, and Power Platform specialist, Nexer Enterprise Applications.

Kepak sources meat from thousands of farmers across Ireland, the UK and creates products to supply major retailers and foodservice chains including Tesco, Asda, Burger King, and McDonald’s.

Futureproofing the operational systems of a longstanding family business, Nexer replaced Kepak’s legacy Dynamics AX 2012 platform, which was no longer fit for purpose across supply chain, warehouse, and finance processes. This process ensured Kepak’s systems, from suppliers to the final customer-facing transaction, are future-proofed and will grow alongside the beloved, Irish, family-owned company. With Kepak sites already live and the UK rollout of the new systems now complete, the programme is in the final throes of implementation and moving into its post-live hyper-care phase.

Throughout the programme, Nexer consolidated Kepak’s operations by introducing a central billing team to replace site-by-site invoicing, thereby streamlining customer billing across all major accounts. At the same time, supply chain, warehouse and finance workflows were standardised onto a single Dynamics 365 platform, eliminating disparate systems across eight Irish and multiple UK facilities. Underpinning these improvements is a robust solution and production architecture, designed by Nexer’s technical and production architects, which ensures scalability for ongoing growth and future enhancements.

Jeremy O’Callahan, CIO of Kepak Group, commented:

“This transformation has been a true partnership. Replacing our end-of-life AX system with Dynamics 365 through Implement365 gives us the consistency and agility we need to support our farmers and customers alike. Nexer’s strategic support was critical to ensuring the implementation process went as smoothly as possible as business continued around it.”

Martin Burden, Commercial Director at Nexer Enterprise Applications, added:

“With Kepak, we’ve helped to futureproof their ever-evolving supply-chain, warehouse and finance operations through Microsoft Dynamics 365 consolidation. As we move into hyper-care, our focus remains on fine-tuning and ensuring Kepak realises ongoing value from its investment across both Irish and UK markets.”

For more information on Nexer Enterprise Applications, visit: https://nexergroup.com/uk/microsoft-business-applications/

Irish Girl Guides providing community learning for empowering older adults with digital skills

To celebrate and honour the older adults in our community, Irish Girl Guide members are teaching digital skills. This past week, Leaders from 10 new Units across Ireland joined a growing cohort of Hi Digital trained Members.

In total, 30 Units are ready to work with older people on the island, which include 60 Leaders and 402 Guides (10-14 y.o.) and Senior Branch (14-30 y.o.).

Since Irish Girl Guides started the partnership with Vodafone Foundation, over 2,000 older people have learned new skills, and this number will continue to expand.

The members learned about some of the barriers older adults face in navigating the digital landscape and how they can help combat social and digital isolation through the Hi Digital programme in partnership with the Vodafone Foundation.

The Units host sessions in their community centres, in parish churches, in Men’s and Women’s Sheds and Active Retirement Groups. Hi Digital sessions last one to two hours and the older adults get a chance not only to learn new skills but also to chat over a cup of tea or a mug of soup.

Learning digital skills is not just about understanding the step-by-step instructions but building confidence and skills towards a more independent life. This is achieved through comprehensive education that demonstrates not just how singular apps work but through universal symbols and recognizable instructions while supporting the growing confidence in the older adult.

One older participant said, “I feel more at ease, knowing that much more about my phone”. While the Irish Girl Guides grow into confident Leaders, they are also helping show the older adult’s new ways to lead more independent lives as they navigate their phones. As one Clogherhead Senior Branch member highlighted, “it was really great for our personal growth but also our community growth”.

Watch this video to see the Hi Digital programme in action!

To see more about Hi Digital check out www.hidigital.ie and for more about the Irish Girl Guides go to www.irishgirlguides.ie

Appeals Centre Europe’s First Transparency Report Shines Light on Social Media Mistakes

The Appeals Centre’s first Transparency Report (covering November 2024 to August 2025) highlights the urgent need for independent review of social media decisions. The report shows that where platforms make mistakes, people pay the price: from unjust account suspensions cutting people off from family and friends, to vital health information being removed, or hate speech against vulnerable communities being left online.

More than three-quarters of our decisions overturned Facebook, Instagram, TikTok or YouTube – either because we disagreed with their decision after reviewing the content, or because the platform did not send us the content and we ruled in the user’s favour. The majority of these decisions promoted freedom of expression by recommending that a user’s content or account be restored. 

Across the EU people are standing up to social media companies by challenging their decisions:

  • We received nearly 10,000 disputes about decisions by Facebook, Instagram, Threads, TikTok and YouTube.
  • These came from every single EU country, covering content in more than 50 languages.
  • Of these, more than 3,300 disputes were within our scope, for which we have already issued 1,500+ decisions, with the rest expected in the coming weeks.
  • Since November we have expanded to account suspensions and new platforms (Instagram, Threads, Pinterest) to allow more people to use our service.
  • We received the most eligible disputes from Poland, followed by France and Italy.
  • We saw an upwards trend in case numbers, with the number of eligible disputes received increasing by more than 500% from December 2024 to August 2025.

Under EU law (the Digital Services Act), social media platforms must engage in good faith with dispute settlement bodies like the Appeals Centre and tell their users about this new option.

  • Today, however, dispute settlement bodies are Europe’s best-kept-secret. Most people don’t know we exist and some platforms seemingly want to keep it that way. This needs to change. Social media platforms should clearly tell their users about this new option on a dedicated help-page and as part of their internal appeals process.
  • More generally, co-operation with platforms has been mixed. Progress with YouTube, in particular, has been very slow. We have received no content from the company, meaning that – by the end of August – we had made decisions on just 29 of the more than 340 eligible YouTube disputes submitted to us. As such, we are concerned that people and organisations using YouTube in the EU are being denied meaningful access to out-of-court dispute settlement.

The CEO of Appeals Centre Europe, Thomas Hughes, said:

“Decisions by social media companies have very real consequences: from denying people a say in important debates, to cutting off a crucial source of income. But – as our Transparency Report shows – they don’t always get it right. If you’re in the EU, you can challenge the platform’s decision free-of-charge to the Appeals Centre and get an expert, impartial review.”

bunq steps up crypto expansion with EU-wide flexible staking

bunq, Europe’s second largest neobank, is expanding bunq Crypto by becoming the first European challenger to launch flexible crypto staking, empowering users to earn rewards on their digital assets, with full flexibility and no lock-up periods.

Building on the successful launch of bunq Crypto in April, staking will be available in the Netherlands, France, Spain, Belgium, Italy, Ireland, Germany as well as the wider EEA region. Users of the challenger bank can access crypto services offered by crypto trading platform, Kraken and are able to earn up to 10% annually on selected cryptocurrencies, by helping to validate transactions on blockchain networks.

bunq’s latest research shows nearly 65% of users say not knowing when to buy or sell is their biggest barrier to making a profit on their digital assets. To solve this, the neobank now offers flexible staking that allows users to earn rewards on their crypto without having to worry about timings or restrictive lock-up periods.

Our users have been asking for a simple way to grow their crypto,” says Joe Wilson, Chief Evangelist at bunq. “With flexible staking, they can now earn on the crypto they already own while keeping the freedom to buy, sell, or unstake anytime. We’re proud to be the first neobank to bring this to Europe.”

The news follows bunq’s announcement on applying for a broker dealer license, fast-tracking its entry into the US market as part of its global expansion plans.

 

Disclaimer:bunq does not dispense investment advice. Crypto trading involves risk of loss. Crypto trading provided by Payward Europe Solutions Limited t/a Kraken, authorised by the Central Bank of Ireland. Staking is unregulated, involves risk of slashing and is provided by Payward Commercial Ltd t/a Kraken.