Tag: learner

Young Drivers Urged to Pass Test Now as New Learner Permit Limits Approach

Young drivers are being urged to prioritise passing their driving test now, as upcoming changes to learner permit rules could leave some facing higher insurance costs and fewer renewal options.

Gallagher, one of Ireland’s largest insurance brokers, says the introduction of new limits on repeat learner permits means the next six months will be critical for thousands of motorists currently learning to drive.

Under the new rules, which come into force on November 1, 2026, learners will face tighter restrictions on renewing permits, including limits on how many times they can renew without taking a test. The broker says progressing to a full licence as early as possible will not only avoid disruption, but could also deliver immediate financial benefits.

Geraldine Kelly, Head of Personal Lines at Gallagher in Ireland, said passing the driving test remains one of the most effective ways young drivers can reduce their insurance costs.

“Passing your driving test can lead to a significant reduction in your car insurance premium. In some cases, it could be several hundred euro, and in others it could even be over €1,000. Insurers generally view fully licensed drivers as lower risk than learners, which opens up access to more competitive pricing and a wider range of policy options.”

She added that the upcoming rule changes make progressing to a full licence more important than ever.

“The new learner permit limits mean some drivers could be caught out if they delay. The best course of action for any young driver is to focus on getting their full licence as soon as possible. It reduces premiums straight away, allows them to begin building their own no claims bonus, and gives them greater independence on the road.

Also, while the driving tester strike due to take place last February was called off, there’s nothing to say similar industrial action could be taken later in the year – and this could lead to delays in testing”.

Building a driving record early

Gallagher says one of the most overlooked advantages of moving off a learner permit is the ability to start building a personal insurance history.

Ms. Kelly explained

“A full licence allows drivers to begin establishing their own no claims bonus, which can significantly reduce premiums over time. The earlier that process starts, the more savings drivers are likely to see in the years ahead.”

The broker is also encouraging parents to plan ahead where their young sons or daughters are concerned, particularly when it comes to insurance renewals and gaining early driving experience.

“For families, forward planning is key. Timing when a young driver is added to a policy, ensuring they complete sufficient lessons, and building named driver experience can all have a direct impact on the costs of getting on the road.”

Cost and Independence

Beyond the financial impact, Gallagher says securing a full licence remains a key milestone for younger motorists.

“This isn’t just about compliance with the rules. Moving to a full licence gives young drivers greater independence, and access to better insurance options. With the regulatory changes on the horizon, there has never been a better time for learners to take that step.”

What the new rules mean

The new learner permit restrictions which come into effect in November 2026 will introduce tighter limits on repeat renewals, including requirements linked to test attempts and overall duration on learner permits. The changes are aimed at encouraging progression through the licensing system and reducing long term reliance on provisional driving.

Gallagher says the lead-in period gives learners a clear window to act.

“The message is simple. Use the time now to book lessons, sit the test, and move to a full licence. It is one of the most practical steps young drivers can take to reduce their costs,” Ms. Kelly concluded.

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Almost two-thirds of car TikToks are misleading

Now more than ever drivers are turning to TikTok for guidance and advice for all things relating to their cars. #CarTok has become a booming niche, with over 876 million videos around tips and hacks, interior trends and more for your vehicle [1].

With a growing number of #CarTok videos, Auto Trader, has analysed over 100 TikTok videos to determine whether the advice given should be followed by drivers or should be met with caution.

The #CarTok niches that should be met with caution

81% of car cleaning videos could lead to more damage to your vehicle

After analysing a sample of car cleaning related videos on TikTok, Auto Trader found that 81% contained tips which should not be followed as they could damage your vehicle.

Many of the ‘hack’ videos used household items like toothpaste or coconut oil to remove marks, while others advised drivers to use items such as a mop to clean the exterior of their car. In some cases, drivers were even advised to attach a toilet brush to a drill to remove dirt from their car mat. While drivers might find using common household objects to clean their cars appealing, Auto Trader advises people to always use specialist products to avoid potential damage from harsh chemicals or unsuitable objects.

90% of car repair videos should be met with caution 

TikTok searches for “car repairs” reach a staggering 365,000 searches each month, as an increasing number of drivers are turning to TikTok for help with their vehicles [2]. Many of the car repair videos analysed were from mechanics showing how to professionally fix damages such as car scratches or how to perform a car service. While these videos offer practical advice, these hacks shouldn’t be followed if you are inexperienced as it could lead to more damage in the long run.

The #CarTok niches with the most helpful advice

72% of car maintenance tips are helpful to drivers 

Many drivers may not understand the preventative maintenance checks they can do regularly to spot any issues ahead of time, with drivers increasingly turning to TikTok for advice on car maintenance.

Auto Trader’s research found that 72% of car maintenance videos are helpful to drivers. Many of these TikTok videos were created by professionals offering accurate, detailed and useful advice. Some tips included how to check your shock absorbers, prepping your vehicle for colder weather conditions and how to check your oil and tyre pressure.

68% of driving tips videos are helpful, especially for learner drivers

TikTok is known for its short form content, allowing complex information to be condensed into more manageable chunks. Many of the videos around driving tips are targeted towards learner drivers. 68% of these videos offer practical advice for learner drivers and are often created by driving instructors. They provide practical tips ahead of your driving test or how to know when you’re ready to take your test.

Erin Baker, Editorial Director at Auto Trader comments: “TikTok is becoming one of the go-to search engines, offering inspiration and education content from experienced creators. But drivers should be wary as many videos on TikTok are intended to shock audiences and to gain traction and engagement. We found that a staggering 59% of the videos offer advice that is not recommended to drivers and could potentially leave your vehicle with more damage if followed.”

Lease vehicle owners should be cautious of car hacks they see online. While these tips might offer quick, cost-effective solutions, they can lead to further damage that your lease agreement won’t cover. Although maintenance packages within your lease agreement cover basic wear and tear, drivers are advised to consult professionals to avoid any unexpected charges at the end of their agreement.