Increased SME investment in digital transition could add €8.3 billion to the Irish economy

Digital Business Ireland (DBI), the country’s largest representative body for digital and online businesses, has today issued a major new report on supporting the further growth of digital commerce in Ireland. The report, titled ‘Taking Digital Commerce in Ireland to the Next Level’ includes and an economic assessment which estimates that doubling the average level of digital investment by Irish SMEs could add €8.3 billion to the Irish economy.
Digital commerce in Ireland is booming, driven by Irish consumers, with Ireland among the European leaders in terms of online purchasing. This level of consumer demand offers a real and tangible opportunity for businesses in Ireland. In 2024, 37.9% of small enterprises were engaged in digital commerce (CSO) – the second highest in Europe – yet many SMEs have still not reached the level of digital maturity required to compete effectively.
The report argues that businesses should be seeking, on an ongoing basis, to upscale their digital maturity and enhance their digital commerce capabilities. The report also sets-out a new Digital Maturity Model for Ireland that cover five levelsFoundational, Operational, Embedded, Transformational, Exploratory.
Following the publication of the report, Victor Timon, Chair of Digital Business Ireland, said: “The reality of digital transition is that it is a task that is never completed. The tempo of change never slows. For all the progress we have made as an economy, the accelerating pace of digital innovation and the unprecedented opportunities offered by AI means there is always new ground to travel and there is always another level to be reached. Digital Business Ireland’s core message is that all businesses should be striving and supported to move up to the next level of digital maturity. But to achieve this there needs to be transformative uplift in business investment in digital transition in Ireland.”
The report recognises that government and state enterprise agencies including Enterprise Ireland, Fáilte Ireland and the Local Enterprise Offices have played a vitally important role in supporting businesses on their digital journey.  However, the report comes against the backdrop of data which shows that while 74% of Irish SMEs have reached a basic level of digital intensity, only 39% have achieved an advanced level (EU Digital Decade). At the same time, the percentage of Irish SMEs investing in digital transition is falling (ESRI).
The report identifies a number of recommendations for future business supports from both Government and industry. Among the key recommendations are:
  • The introduction of a second, higher-value tier of the Grow Digital Voucher to support businesses in Ireland to invest in next-level digital commerce capabilities, building on the discontinued Enterprise Ireland Online Retail Scheme.
  • The introduction of targeted tax measures, such as Accelerated Tax Credits, to incentivise ongoing business investment in next-level digital commerce capabilities.
While the Grow Digital Voucher represents an important measure to support Irish SMEs at the Foundational and Emerging levels of digital maturity with meeting the costs of digital transition, the current €5,000 grant limit is not sufficient to incentivise SMEs to invest in the types of technologies and capabilities set out in the report.
Feedback to Digital Business Ireland from its member companies and partners has indicated that the previous Enterprise Ireland Online Retail Scheme had proven effective and that a similar scheme should be reintroduced to help business to meet the costs of ongoing investment in upscaling their digital retailing capabilities. Digital Business Ireland also believes tax measures could prove an accessible and effective fiscal approach to incentivising and unlocking business investment in digital transition and the adoption of AI.
The report also discusses how digital advertising is essential to the success of digital commerce, offering businesses, especially SMEs, an accessible and cost-efficient means of reaching interested consumer and growing their sales. The report recommends that the Irish Government actively champion policy positions at an EU level which seek to preserve and strengthen the ability of business in Ireland to use personalised ads. The report also recommends that Government conduct an assessment of the value of digital advertising to the Irish economy and jobs.
The report sets out a number of case studies of Irish-owned brands and retailers who have developed their digital commerce presence with the support of digital agencies who members of DBI:
  • Golden Discs – supported by Truffle Hog
  • Elephant Living – supported by Core Optimisation
  • Lily O’Briens – supported by All human
The report also includes a case study of the Strategic Banking Corporation of Ireland (SBCI) who are a DBI partner and who are playing a leading role in supporting Irish businesses seeking to access finance to invest in digital transition.

Vodafone reveals record-breaking connectivity trends in 2025

Ireland’s appetite for connectivity continues to soar, with Vodafone Ireland’s latest network insights revealing record-breaking data usage, festive surges, and a clear shift in how the nation communicates.
Mobile data usage rose by 19.24% year-on-year, climbing from 445,133 TB in 2024 to 530,794 TB in 2025. The busiest day for data was Tuesday, 9th December, when 1,660 TB was consumed nationwide as Storm Bram swept across Ireland. Evenings remain Ireland’s prime time for digital activity, with 10 PM emerging as the busiest hour for online engagement.
While data demand continues to rise, overall voice traffic fell by 7.83% compared to 2024, reflecting a growing preference for messaging, video calls, and social platforms over traditional voice communication. Yet, calls still matter when it counts. The busiest day for calls in 2025 was Wednesday, 26th March, with 502,273 Erlangs – equivalent to approximately 10 million calls, assuming an average 3-minute duration.

Christmas and New Year’s Day saw millions reconnect. Christmas Day recorded almost 3.4 million calls, while New Year’s Day soared past 4.5 million. Together, that’s over 8 million calls during the festive period, proof that when it matters most, Ireland still picks up the phone.

Beyond everyday patterns, 2025 was marked by extraordinary peaks in data usage during Ireland’s major events. During the Ireland vs South Africa rugby match, Vodafone’s network handled over 15,000 calls. Across last year’s Autumn International home matches, Vodafone Ireland’s network managed over 220 TB of data, the equivalent of streaming 73 million songs. Summer’s biggest music moments drove massive connectivity spikes, with Vodafone’s network handling over 5 TB of mobile data across the Dua Lipa and Lana Del Rey concerts at Aviva Stadium – powered by thousands of photos, live streams, and social sharing.
These insights underscore the importance of staying connected in today’s world. As demand for data continues to rise, Vodafone Ireland is currently in the midst of a €500 million five-year investment cycle to enhance network performance across the country.
This ongoing investment and network upgrades have ensured an increasingly fast, reliable service for customers, and saw that Vodafone Ireland was recognised by independent benchmarking organisation, umlaut, as “Best in Test” for the tenth consecutive year in 2025.
Technology now touches every part of life – from accessing government services and our ways of working to planning journeys on public transport and staying in touch with loved ones. Ireland is more connected than ever before, and 2026 will bring new opportunities and challenges for our networks as our digital evolution continues.

Quest Software Opens New Centre for Advanced AI Architecture in Ireland

Quest Software, a global leader in data management, cybersecurity, and platform modernization, today announced the opening of its new Centre for Advanced AI Architecture. The opening is supported by the Irish Government through IDA Ireland. To learn more, visit quest.com.

AI adoption is increasing across every sector, and organizations need stronger foundations in data, security, and modern platforms. The new centre will play a central role in meeting these needs through applied research and development, and engineering work, to deliver market-leading and first-of-a-kind innovations that will help drive customer success and Quest growth.

The centre expands Quest’s global AI initiative and strengthens the company’s focus on helping customers succeed in the AI era. This includes a $350 million capital infusion announced earlier this year along with new executive leadership to support Quest’s growth. The planned investment in the Cork Centre for Advanced AI Architecture is a key part of that initiative and supports the company’s strategy across three key areas: trusted AI-ready data, AI-powered cybersecurity, and platform modernization to scale with AI demands. The centre will serve as a hub for applied research and development. Teams in Cork will work across AI engineering, data science, cybersecurity, and software development to advance these priorities and strengthen Quest’s market-leading products in these areas.

Michael McGrath, European Commissioner for Democracy, Justice, the Rule of Law and Consumer Protection said: I am very pleased to join the team at Quest Software here in Cork to celebrate this significant investment in skills, talent, and jobs. The European Commission recognises the urgent need to expand Europe’s pool of AI expertise. That is why, a few months ago, we launched the AI Continent Action Plan — to train and attract more AI researchers and professionals, and to strengthen AI skills and literacy across our workforce.

The announcement aligns perfectly with that ambition. It strengthens Europe’s innovation capacity and is a strong endorsement of Cork and the wider Southwest region. It demonstrates the role Cork plays as a dynamic contributor to Europe’s digital future, and its importance for companies like Quest as they scale their European presence.”

Tim Page, CEO at Quest Software said: “This investment strengthens our growth and supports the work we are doing to advance our products for the AI era and help us deliver AI that customers can trust. By investing in technology and talent, and partnering with local universities and research institutions, we can help develop the next generation of AI and cybersecurity professionals.”

Peter Burke, TD, Minister for Enterprise Tourism and Employment said: “Quest Software’s decision to expand in Cork is a fantastic endorsement of Ireland’s reputation as a hub for innovation and talent. This investment will create high quality jobs and strengthen our technology ecosystem. The Government is committed to fostering an environment where companies like Quest can thrive, and to supporting long-term regional growth. The announcement is a clear signal of confidence in our workforce and enterprise strategy. I wish Quest Software every success in the future with the new Centre for Advanced AI Architecture.”

Dónal Travers, Executive Director, IDA Ireland said: “The opening by Quest Software of its Centre for Advanced AI Architecture, which is being announced, signifies the company’s vote of confidence in Ireland’s AI innovation environment. This project positions Quest at the forefront of Enterprise AI transformation, delivering technically differentiated solutions that offer global impact. I wish to congratulate the Quest team and assure them of IDA Ireland’s continued support and partnership.”

Quest’s investment and the creation of new roles will contribute to an economic impact in Cork and across Ireland. According to IDA Ireland, every 10 jobs created in IDA client companies support an additional eight jobs in the wider economy.

As part of its expansion plans with the new Centre for Advanced AI Architecture, Quest plans to collaborate with Irish universities to develop courses, training programs, and skills development opportunities focused on AI and cybersecurity for people interested in technology careers.

Ireland has become a leading location for AI research and skills. The country produces nearly 1,500 AI-related Masters graduates each year and has nearly doubled its PhD output in AI fields since 2019. Ireland was also the first country to develop an industry-driven nationwide Postgraduate Master of Science in Artificial Intelligence. This depth of talent and the active research environment were important factors in selecting Cork for the new centre.

How Solar Technology is Revolutionising Residential Construction in Ireland

The Irish residential construction sector is undergoing a remarkable transformation, driven by an unprecedented shift towards renewable energy solutions. At the forefront of this revolution is solar technology, which has evolved from a niche consideration to a fundamental component of modern home design. As Ireland commits to ambitious climate targets and homeowners grapple with escalating energy costs, solar panels and associated technologies are reshaping how we conceive, construct, and inhabit residential properties across the Emerald Isle.

This transition represents more than a mere trend; it signals a fundamental reimagining of sustainable living in the Irish context. Despite the nation’s reputation for cloudy skies and frequent rainfall, advances in photovoltaic technology and supportive government policies have positioned solar energy as a practical and economically viable solution for Irish households. From Cork to Donegal, solar installations are becoming increasingly commonplace, heralding a new era in residential construction that prioritises energy independence, environmental responsibility, and long-term cost savings.

  • The Evolution of Solar Technology in Irish Residential Settings

Ireland’s journey with solar technology has been relatively recent but remarkably swift. Historically, the country’s overcast climate was perceived as an insurmountable barrier to solar adoption. However, technological breakthroughs in photovoltaic efficiency have shattered this misconception. Modern solar panels can generate electricity even on cloudy days, harnessing diffuse sunlight with remarkable effectiveness. This capability has proven particularly significant for Ireland, where direct sunshine may be limited but ambient light remains abundant throughout much of the year.

The past decade has witnessed dramatic improvements in solar panel efficiency, with contemporary systems converting upwards of 20% of captured light into usable electricity – double the efficiency of panels available just fifteen years ago. Simultaneously, manufacturing advances have reduced costs by more than 80% since 2010, transforming solar from a luxury addition into an accessible option for mainstream homebuilders and renovators alike. This convergence of improved performance and affordability has catalysed widespread adoption across Ireland’s residential sector.

  • Government Initiatives Driving Solar Adoption

Ireland’s regulatory landscape has evolved considerably to encourage renewable energy adoption in residential construction. The Sustainable Energy Authority of Ireland (SEAI) administers several grant schemes that significantly reduce the upfront costs of solar installations. The Solar PV Grant scheme offers homeowners substantial financial support, covering a considerable portion of installation expenses for qualifying systems. This initiative has proven instrumental in accelerating solar uptake, particularly amongst middle-income households for whom the initial investment might otherwise prove prohibitive.

Beyond direct financial incentives, Ireland’s revised Building Regulations now incorporate stricter energy performance standards for new constructions. The Nearly Zero Energy Building (NZEB) standard, mandatory for all new homes since 2020, effectively necessitates renewable energy integration to achieve compliance. Solar photovoltaic systems represent one of the most straightforward pathways to meeting these requirements, consequently becoming a standard consideration in contemporary residential design rather than an optional extra.

The Microgeneration Support Scheme, whilst still developing, promises to further incentivise solar adoption by enabling homeowners to sell surplus electricity back to the grid at favourable rates. This feed-in tariff arrangement transforms solar panels from purely cost-saving devices into potential income generators, fundamentally altering the economic calculus for prospective installers like MMK Solar.

  • Integration into New Build Construction

The most profound impact of solar technology is evident in new residential developments, where integrated design approaches enable optimal system performance and aesthetic coherence. Forward-thinking developers now incorporate solar considerations from the earliest planning stages, orienting properties to maximise southern exposure and designing roof profiles that accommodate panel installations without compromising architectural integrity.

This holistic approach extends beyond simple panel placement. Modern developments increasingly feature coordinated systems where solar generation interfaces seamlessly with battery storage, heat pumps, and intelligent home energy management systems. Such integration enables unprecedented levels of energy self-sufficiency, with some new Irish homes achieving 70% or greater independence from grid electricity during warmer months.

Building Information Modelling (BIM) technology has facilitated this integration, allowing architects and engineers to simulate solar performance during the design phase. These predictive capabilities enable optimisation of panel placement, system sizing, and electrical infrastructure before construction commences, reducing installation costs and maximising long-term performance. Consequently, solar systems in new builds typically deliver superior returns compared to retrofit installations, as the entire property ecosystem is designed around home renewable energy from inception.

  • Retrofit Applications in Existing Housing Stock

Whilst new builds benefit from integrated design, the majority of Ireland’s housing stock predates modern energy standards, presenting both challenges and opportunities for solar retrofitting. Older properties often feature suboptimal roof orientations, structural limitations, and outdated electrical systems that complicate solar installations. Nevertheless, technological advances and innovative installation techniques have made solar retrofitting increasingly viable across diverse property types.

Lightweight panel designs now enable installation on roofs previously deemed unsuitable due to load-bearing constraints, whilst micro-inverter technology allows systems to function efficiently despite shading or non-ideal orientations. For properties where traditional rooftop installations prove impractical, ground-mounted arrays and solar tiles offer alternative pathways to renewable generation.

The economics of retrofit installations have improved markedly, with typical payback periods now ranging from eight to twelve years depending on system size and household consumption patterns. When combined with available grants, many homeowners achieve energy cost reductions of 40-60%, providing compelling financial incentives alongside environmental benefits. This economic attractiveness has stimulated a thriving installation sector, with hundreds of certified installers now operating across Ireland.

  • Battery Storage and Energy Independence

The integration of battery storage systems represents perhaps the most transformative development in residential solar technology. Traditional grid-tied systems without storage can only utilise solar generation instantaneously, necessitating grid electricity during evenings and overnight periods when consumption typically peaks. Battery systems fundamentally alter this dynamic, enabling households to store surplus daytime generation for evening use, dramatically increasing solar self-consumption rates.

Modern lithium-ion battery systems offer storage capacities ranging from 5kWh to 15kWh or more, sufficient to power typical Irish homes through evening peak periods and overnight. Combined with adequately sized solar arrays, these systems can deliver energy independence rates exceeding 80% during spring and summer months, with meaningful contributions throughout winter.

Beyond economic benefits, battery storage enhances energy security, providing backup power during grid outages – an increasingly pertinent consideration given climate-related disruptions to electricity networks. This resilience aspect is particularly valued in rural areas where service restoration may require extended periods following severe weather events.

  • Environmental and Economic Impact

The cumulative environmental impact of Ireland’s residential solar revolution is substantial and growing. Each installed kilowatt of solar capacity reduces annual carbon emissions by approximately 0.5 tonnes, collectively preventing thousands of tonnes of greenhouse gases from entering the atmosphere annually. As installations multiply, this contribution towards Ireland’s climate obligations becomes increasingly significant, complementing larger-scale renewable projects like offshore wind farms.

From an economic perspective, widespread solar adoption reduces pressure on the national grid during peak demand periods, potentially deferring or eliminating the need for costly infrastructure upgrades. At the household level, solar installations provide hedge against future energy price volatility, offering predictable, low-cost electricity generation over system lifespans typically exceeding 25 years.

The solar sector itself has become a notable employer, with installation, maintenance, and related services supporting thousands of jobs nationwide. This growth in green employment aligns with broader economic development objectives whilst contributing to the low-carbon transition.

  • Challenges and Future Prospects

Despite remarkable progress, challenges remain. Grid infrastructure in some areas requires upgrading to accommodate high penetrations of distributed generation, whilst planning regulations in certain contexts can complicate installations, particularly in conservation areas or protected structures. Ensuring installer quality and consumer protection as the market expands requires ongoing regulatory attention.

Looking forward, continued technological advancement promises even greater possibilities. Emerging technologies including perovskite solar cells, bifacial panels, and building-integrated photovoltaics may deliver efficiency gains and aesthetic improvements that further accelerate adoption. As battery costs continue declining and vehicle-to-home technology matures, the integration of electric vehicles into home energy systems presents exciting possibilities for enhanced self-sufficiency.

  • Conclusion

Solar technology has unquestionably revolutionised residential construction in Ireland, transforming renewable energy from aspiration to mainstream reality. Through supportive policies, technological advancement, and growing environmental awareness, solar systems have become integral to modern Irish homes, delivering economic, environmental, and energy security benefits that extend far beyond individual households.

As Ireland continues its journey towards carbon neutrality, the residential sector’s embrace of solar technology represents a cornerstone of success. The revolution is not merely technical but cultural, reflecting a fundamental shift in how Irish society conceptualises sustainable living. With each installation, Ireland moves closer to a future where clean, renewable energy powers our homes, strengthens our economy, and safeguards our environment for generations to come.

iGaming, Like Crypto, Set for Expansion Amid Tighter Regulation

The global iGaming industry is entering a new phase of expansion, powered by clearer regulation and next-generation technology, according to the newly released 2026 iGaming Trends report by SOFTSWISS.

The report finds that common-sense regulation, focused on transparency, player protection, and compliance has become a catalyst for industry growth rather than a constraint. As governments provide clearer frameworks, companies make plans for the longer term, investors gain confidence and players increasingly turn to trusted, licensed operators.

The global iGaming market is projected to reach $169 billion by 2030, up from $103 billion in 2025, representing a compound annual growth rate (CAGR) of 10.44%. Regulation is moving beyond voluntary guidelines, with many countries making responsible gaming (RG) standards, advertising limits, and spending checks a legal requirement.

Industry participants are responding by investing in AI-driven compliance tools, real-time player monitoring, and data analytics to detect and prevent risky behaviour. Traditional Responsible gaming measures such as deposit limits and self-exclusion tools are now viewed as a baseline, not a differentiator, says the report, based on a survey of over 350 industry players, investors and regulators. 

The relationship between iGaming and its regulators is also changing. Survey respondents were asked to rate the sector’s current legal and regulatory environment on a scale from 1 to 10 – the higher the score the more positive the view, according to research by SOFTSWISS. Nearly half of the respondents chose ratings of 7 or above, with the average rating increasing to 6.36 in 2025 from 6.06 a year earlier, the survey found. This underscores that regulation is viewed in an increasingly positive light, bringing clarity and being mostly supportive of sustainable industry growth.

 Ivan Montik, Founder of SOFTSWISS, commented:

“Regulation is not always the enemy of growth. When done right, it becomes the foundation for it. Just as crypto markets are maturing with the introduction of regulations such as the GENIUS Act, lowering risk and encouraging participation, iGaming is now entering its own ‘GENIUS moment’. Transparent rules level the playing field, protect players, and create confidence that drives sustainable expansion.”

The iGaming sector is now entering a new stage of maturity, comparable to the cryptocurrency industry in the United States, which is using new legislation such as the GENIUS Act to bring stablecoins into the mainstream. Similar to the GENIUS Act, which seeks to transform the crypto space, and stablecoins in particular, into safer and more predictable financial assets, iGaming is experiencing similar regulatory trends. New and evolving regulatory frameworks around licensing, player protection, and advertising standards are working towards creating a more transparent, accountable, and sustainable global industry.

The iGaming Trends Report highlights 2025 as a transformative year, with governments worldwide introducing or tightening frameworks that combine market liberalisation with greater accountability. 

Key developments include:

  • Finland: The Gambling Reform Bill ends the Veikkaus monopoly, introducing a competitive licensing model and creating a new Licensing and Supervision Authority alongside a national self-exclusion registry.

  • Austria: The government launched its first competitive tender for online casino licences, ending Casinos Austria’s decades-long monopoly and inviting private operators under stricter compliance and tax rules.

  • Brazil: Implementation of Law No. 14,790/2023 formally regulates sports betting and iGaming, requiring local servers, tax transparency, and responsible gambling programs.

  • United Kingdom: The Gambling Act Review introduces stake limits for online slots, affordability risk checks, and data-sharing mandates between operators to enhance player safety.

  • United States: States such as New York and California move closer to legalising online casinos, adopting frameworks inspired by New Jersey and Michigan, with embedded responsible gaming technology.

  • Philippines: The PAGCOR restructuring bill separates the regulator’s commercial and oversight functions, increasing transparency and improving investor confidence.

Regulatory changes mark the emergence of a global iGaming framework, where regulation and innovation evolve hand in hand. By creating safer, transparent, and competitive environments, governments are reducing the appeal of bad-faith operators and laying the groundwork for sustainable industry expansion.

About SOFTSWISS:

SOFTSWISS is a global tech company, supplying award-winning software solutions for iGaming since 2009. Supported by a team of more than 2,000 experts, SOFTSWISS serves more than 1,000 global brands through its comprehensive product ecosystem. In 2013, it revolutionised the industry by introducing the world’s first Bitcoin-optimised online casino solution. Today, SOFTSWISS continues to leverage the latest technologies and champion responsible gaming across the globe from its offices in Malta, Poland and Georgia.

Ireland’s First Cybersecurity Apprenticeship for Local Government Launched

Local authorities are boosting their cyber-security systems with the official launch of Ireland’s first tailored IT apprenticeship programme for county and city councils.

Ten local authorities across Ireland have joined the initiative, which aims to equip staff with the skills and expertise to protect local government networks and data from cyber-attacks.

The Cybersecurity Apprenticeship Programme, which allows employees to train while they work, was officially launched by Minister of State at the Department of Further and Higher Education, Research, Innovation and Science, Marian Harkin and Minister of State at the Department of Housing, Local Government and Heritage, John Cummins in Dundalk, Co Louth. Representatives from the Local Government Management Agency (LGMA), which has collaborated with FIT (Fastrack into Information Technology) to deliver the programme, also attended the launch.

The scheme features a 70:30 split between workplace learning and off-the-job training. This means the participants are applying the most up-to-date theoretical knowledge to IT practice in local authorities.

When completed, the programme will equip participants with the skills and knowledge to work in cybersecurity roles within the local government sector, and they will receive an Advanced Certificate in Cybersecurity (NFQ Level 6).

The first cohort of 14 participants began in June, serving their apprenticeships in 10 local authorities and the LGMA.

Minister Harkin said the programme opens doors for new talent but also empowers local government’s existing workforce.

“This apprenticeship is a powerful example of how targeted education and training can support the evolving needs of our public sector,” she said.

“By investing in both new talent and upskilling existing staff, we are not only strengthening cyber resilience within local government, but also building a future-ready workforce equipped to meet the challenges of a digital society. In addition, this programme supports a number of Government priorities, including growing the number of apprentices within the Public Service.

Minister Cummins added: “The Government is committed to expanding apprenticeship and traineeship numbers on a sectoral basis alongside established primary recruitment processes. Today marks an important step in building cyber resilience within local government.

“As global vulnerabilities continue to rise in threatening the security of our IT systems, this pioneering programme showcases the dedication of public servants in safeguarding our communities through stronger cyber resilience. This programme demonstrates the commitment of the local government sector to achieve the targets set out in the Public Service Apprenticeship Plan to provide programmes that offer a route to qualifications and careers in a range of diverse areas and to establish the sector as an employer of choice by attracting, retaining and developing its staff.”

Training takes place online and in person in the Advanced Manufacturing Training Centre of Excellence in Dundalk, where the launch took place.

This initiative supports key goals outlined in the Local Government Digital and ICT Strategy 2030 and the Action Plan for Apprenticeship 2021–2025, contributing to the development of a skilled digital workforce in the local government sector.

The training programme is being delivered by FIT. CEO Peter Davitt said: “We are proud to launch Ireland’s first workforce development apprenticeship for local government.

“By embracing tech apprenticeships, this model proactively addresses the challenge of skills obsolescence in today’s fast-evolving digital landscape, ensuring that public sector digital services remain robust, secure, and future-ready for the benefit of communities nationwide.”

Chief Executive Officer of the LGMA, Pauline Mulligan added: “Upskilling current local authority employees is central to our digital transformation strategy, ensuring that they are equipped with the expertise needed to safeguard public services in an increasingly complex cyber landscape.

“This initiative reflects our commitment to inclusive growth, innovation, and excellence in public service.”

Director of LMETB’s Advanced Manufacturing Training Centre of Excellence (AMTCE), Gerard Smith said: “This programme is just one of a wide range of training initiatives AMTCE provides to companies and employees in the cybersecurity space. From foundational awareness to advanced threat detection, our goal is to equip the workforce with the practical skills needed to protect critical infrastructure. Our state-of-the-art Training Security Operations Centre (SOC) enables us to simulate real-world cyber scenarios, ensuring learners are prepared for the threats they’ll face on the ground.”

Click to access the Local Government Digital and ICT Strategy 2030 and the Action Plan for Apprenticeship 2021–2025

What Are the Most Reliable Sources for Checking Licensed Loan Providers in Singapore?

Finding a safe loan provider in Singapore takes more than just a quick online search. With many options available, it can be hard to know which sources give you accurate and trustworthy information. You need to know where to check licensed loan providers so you can borrow with confidence and avoid scams.

This article will guide you through the most dependable sources that help you confirm if a loan provider is properly licensed. You will see how official listings, government sites, and updated records give you the clarity you need before making any financial decision.

Quick Loan Credit Card Consolidation Loan

A credit card consolidation loan helps you combine multiple card balances into one payment. This can make it easier to manage your debts and reduce the total interest you pay each month. It is often used by people who want a simpler repayment plan.

If you need faster access to funds, an instant cash loan in Singapore can provide quick approval and disbursement. This option may suit you if you face urgent expenses while also trying to manage existing card debt.

The process is usually straightforward, with shorter approval times compared to traditional bank loans. You can expect a focus on speed and convenience, which helps if you want to address your debt quickly without long waiting periods.

By consolidating your credit card balances, you only need to track one monthly payment. This can reduce missed payments and help you regain better control over your finances.

Registry of Moneylenders by the Singapore Ministry of Law

The Registry of Moneylenders is the official source you should use to confirm if a loan provider holds a valid license in Singapore. It is maintained by the Ministry of Law and updated regularly to reflect the current list of approved lenders.

You can find details such as the lender’s business name, license number, address, and contact information. This helps you check that the details match what the lender provides before you proceed.

The registry also shows lenders whose licenses have been suspended or revoked. This allows you to avoid providers that no longer have the right to operate.

By using the registry, you reduce the risk of dealing with unlicensed lenders. It gives you a simple way to verify information before you share personal details or agree to any loan terms.

SBO.sg Top Licensed Moneylenders list

SBO.sg highlights a list of licensed moneylenders in Singapore that you can use as a reference. The site reviews providers based on factors such as reputation, customer feedback, and loan options. This gives you a quick way to compare different lenders without searching across multiple sources.

You can use their list to check which lenders are known for transparent terms and fair practices. By reviewing details like interest rates and repayment flexibility, you gain a clearer picture of what each lender offers. This helps you narrow down choices that fit your needs.

In addition, the list serves as a starting point before you confirm details with official government records. It allows you to save time by focusing only on names already reviewed for professionalism and service quality. Therefore, you can approach your loan search in a more organized and informed way.

Official Singapore Government websites

You should always check licensed loan providers through official government websites. These sites carry accurate and verified information, which helps you avoid false or misleading claims from unlicensed operators.

The Ministry of Law hosts the Registry of Moneylenders, where you can confirm the name, license number, and contact details of approved lenders. This step allows you to verify that a lender is genuine before you commit to any agreement.

Government websites in Singapore use the “.gov.sg” domain. This makes it easier for you to identify authentic sources and avoid fake sites that may try to trick you.

You can also find tools that let you verify other official records, such as business registrations or certificates. Using these platforms gives you direct access to information maintained by the authorities, which reduces the risk of dealing with fraudulent services.

MinLaw’s updated licensed moneylenders list

You should always start with the official list from the Ministry of Law. This list contains every licensed moneylender that has approval to operate in Singapore. It helps you confirm if a lender is legally recognized before you decide to borrow.

The list updates regularly, so you can trust that the information reflects the most current status of each lender. If a company does not appear there, you should treat it as a warning sign.

You can also verify both the physical address and the website address of a lender against the official list. This step protects you from dealing with unlicensed or fraudulent operators.

By using this source, you save time and reduce risk. It gives you a direct way to check legitimacy without depending on third-party reviews or advertisements.

 

You can check licensed loan providers in Singapore by using the official list from the government. This list is updated often and shows which lenders hold a valid license.

It also helps to confirm details directly with the lender, such as their office address and contact information. Clear communication and transparent terms are strong signs of a proper lender.

By using official sources and cross-checking details, you protect yourself from scams and avoid unlicensed operators. This approach gives you a safer way to borrow with confidence.

 

Which Businesses Need Cybersecurity the Most? A Sector-by-Sector Guide

Cyberattacks are no longer rare events – they’re an everyday threat, and the cost of each breach is climbing fast. In the UK alone, over 38% of small businesses reported being targeted by a cyberattack in the past year, with many facing significant financial and reputational damage. At Support Tree, we’ve seen firsthand how vulnerable organizations can be when cybersecurity isn’t a priority. In this article, we’ll explore which industries are most at risk, why they’re targeted, and what steps businesses can take to protect themselves.

Why Cybersecurity Matters for Every Business?

Cybercrime isn’t reserved for big corporations with vast databases and deep pockets. Small and medium-sized businesses (SMBs) are often prime targets because hackers know their defences are usually weaker, and a single breach can cause devastating consequences.

Criminals don’t discriminate by size; they look for opportunity. For many SMBs, that opportunity comes in the form of outdated software, untrained staff, or a lack of robust security measures. The result? Cyberattacks can halt operations, drain bank accounts, and damage hard-earned reputations.

Some of the most common threats include:

  • Phishing – fraudulent emails or messages designed to trick employees into revealing passwords or payment details.
  • Ransomware – malicious software that locks you out of your systems until a ransom is paid.
  • Insider threats – intentional or accidental data leaks caused by staff or contractors.
  • Data breaches – unauthorized access to sensitive customer, financial, or intellectual property data.

The truth is simple: in today’s digital landscape, every business is a potential target. Taking action before a threat materializes is not just smart — it’s essential for survival.

High-Risk Sectors for Cyberattacks

Some industries are targeted more aggressively than others because of the type of data they hold, the financial reward for criminals, or the potential disruption an attack can cause. While no sector is immune, understanding where the highest risks lie can help businesses prioritize their defences.

Sector Why They’re Targeted Examples of Attacks Compliance / Key Risks
Financial Services Direct access to money and high-value personal data. Data breaches at banks, fintech platform hacks, and insurance fraud cases. PCI-DSS for payment security, FCA guidelines for financial conduct.
Healthcare Patient data is highly valuable on the black market. NHS ransomware incidents, private clinic data leaks. Loss of patient trust, disruption to critical services.
E-Commerce & Retail Payment card theft and account takeovers. Online store breaches, fraudulent transactions. Risks peak during major sales events like Black Friday.
Manufacturing & Supply Chains Ransomware can halt production and operations. Cyberattacks on suppliers are causing production delays. Industrial espionage, theft of trade secrets.
Professional Services Store sensitive client and financial data. Law firm data leaks, insider data theft. Insider threat risk, professional reputation damage.

Businesses operating in these sectors cannot afford to take cybersecurity lightly. The combination of high-value data, financial incentives for attackers, and regulatory pressure means prevention is far more cost-effective than recovery.

Overlooked but Vulnerable Sectors

When people think of cyberattacks, they often picture large corporations, banks, or hospitals. But some of the most vulnerable targets are in sectors that don’t make the headlines. These industries can be easier prey for cybercriminals because they often lack the same level of security resources as bigger players.

Here are a few examples where risk is high but awareness is low:

  1. Charities & Nonprofits

    • Why at risk: Often run on tight budgets with limited IT investment.
    • Typical threats: Phishing emails aimed at staff and volunteers, breaches of donor databases, and ransomware disrupting fundraising events.
    • Impact: Loss of donor trust, reputational harm, and reduced ability to operate.
  2. Education

    • Why at risk: Schools, colleges, and universities hold vast amounts of personal data on students, parents, and staff.
    • Typical threats: Ransomware shutting down systems, leaks of student records, and phishing attacks on staff.
    • Impact: Disruption to learning, safeguarding concerns, and compliance breaches.
  3. Hospitality

    • Why at risk: Booking platforms and payment systems store valuable customer and financial data.
    • Typical threats: Point-of-sale (POS) system hacks, booking system breaches, and card data theft.
    • Impact: Loss of customer confidence, direct financial loss, and damage to brand reputation.
  4. Local Government

    • Why at risk: Councils and local authorities manage critical public services and store sensitive citizen records.
    • Typical threats: Ransomware attacks causing service shutdowns, breaches of public databases, and phishing targeting officials.
    • Impact: Public service disruption, political fallout, and exposure of personal data.

The common thread across these sectors is the assumption of low risk a dangerous mindset that makes them attractive to attackers. Even with smaller budgets, implementing basic cybersecurity measures can dramatically reduce exposure.

Consequences of Poor Cybersecurity

Failing to protect your systems and data can have far-reaching effects, often more damaging than the initial attack itself. Understanding these consequences is the first step in appreciating why prevention must be a business priority.

  1. Financial Loss

    • Direct costs: ransom payments, fraud, stolen funds.
    • Indirect costs: legal fees, system recovery, and hiring specialists to repair the damage.
    • Example: A ransomware demand might be £50,000, but the true recovery bill can run into the hundreds of thousands once lost revenue is considered.
  2. Legal Penalties

    • Non-compliance with regulations like GDPR, PCI-DSS, or sector-specific rules can lead to hefty fines.
    • Example: Data breaches involving personal information can result in penalties up to 4% of annual global turnover under GDPR.
  3. Reputational Damage

    • Customers lose trust when their data is compromised.
    • Negative media coverage can harm a brand’s image for years.
    • Example: Studies show that up to 60% of small businesses close within six months of a major breach due to lost customer confidence.
  4. Operational Downtime

    • Cyberattacks can bring daily operations to a standstill.
    • Example: Manufacturing firms hit by ransomware have had to halt production for days or even weeks, leading to missed orders and broken contracts.

The reality is that the cost of prevention is far lower than the cost of recovery. Every business, regardless of size or sector, should view cybersecurity as a fundamental part of its risk management strategy.

Essential Cybersecurity Measures for All Businesses

No matter the size or industry, every organization can take practical steps to strengthen its defences. These measures don’t require a massive budget, but they do require consistency and commitment.

  1. Implement Strong Password Policies

    • Require complex, unique passwords for all accounts.
    • Enforce regular password changes and ban password reuse.
  2. Use Multi-Factor Authentication (MFA)

    • Add an extra layer of security to logins, even if passwords are stolen.
    • Prioritize MFA for email, banking, and administrative systems.
  3. Regularly Back Up Data

    • Store backups securely, offline or in a protected cloud environment.
    • Test backups periodically to ensure they can be restored quickly.
  4. Train Employees on Cybersecurity Awareness

    • Provide regular training on spotting phishing emails, social engineering tactics, and safe internet use.
    • Encourage a “stop and check” culture before clicking links or opening attachments.
  5. Secure Endpoints and Networks

    • Use antivirus, anti-malware, and firewalls on all devices.
    • Keep all software and systems updated with the latest security patches.
  6. Control Access to Sensitive Data

    • Restrict permissions so employees only access what they need.
    • Monitor and review access rights regularly.
  7. Consider Cyber Insurance

    • Provides a financial safety net in case of a breach.
    • May also include access to rapid incident response services.

 

Cybersecurity is not a one-time project but an ongoing process. By embedding these practices into daily operations, businesses can significantly reduce the likelihood of becoming a target and be better prepared to respond if an attack does occur.

Cybersecurity is no longer an optional extra – it’s a core part of doing business in the digital age. Whether you’re running a financial institution, a local charity, or a growing e-commerce store, the risks are real, and the consequences of inaction can be devastating.

The good news is that you don’t have to tackle these challenges alone. At Support Tree, we help businesses of all sizes assess their vulnerabilities, strengthen their defences, and respond effectively to incidents. The earlier you act, the more control you have over your security and your future.

Don’t wait for a cyberattack to force your hand. Start by reviewing your current protections today, train your team, and put robust safeguards in place. Your customers, your reputation, and your bottom line depend on it.

PayPal to Create 100 Highly Skilled Tech Jobs in Ireland

PayPal today announced that it will create 100 new highly skilled data science roles at its Dublin office. This expansion reflects the company’s commitment to investing in the future of commerce through advanced data science and artificial intelligence (AI) capabilities and marks a new chapter in the transformation of its Irish operations. The new AI team in Dublin will serve as a key spoke in PayPal’s global network, working in close coordination with PayPal’s other innovation hubs.

This hiring initiative is being supported by the Irish Government through IDA Ireland, the country’s investment promotion and development agency, and comes as PayPal continues to evolve its Dublin site beyond its roots as a customer service hub into a centre for innovation at the forefront of the global digital economy.

“As we shape the next generation of digital payments, the talent and innovation coming from Ireland will play a critical role,” said Aaron J. Webster, Global Chief Risk Officer at PayPal. “This expansion reflects both our confidence in the local ecosystem and our ambition to build an AI-driven, data-powered future that embeds trust and safety in every transaction. We are proud to deepen our commitment to Ireland and to invest in highly skilled roles that will help shape the future of PayPal globally.”

The new roles will span a range of disciplines, including AI engineering, data science, software development, risk modeling, and cybersecurity. These positions will support key strategic priorities such as loss prevention and enhancing outstanding customer experiences, placing innovation at the core of PayPal’s global mission.

Webster added: “Our work to solve some of the most intricate and critical commerce challenges globally is fueled by the unprecedented scale of our platform and unmatched data at our fingertips. We are redefining what is possible by empowering data scientists to push boundaries, harness cutting-edge AI, and transform the future of fraud detection and payment security.”

Peter Burke, Minister for Enterprise, Trade and Employment, said: “This announcement by PayPal is a strong vote of confidence in Ireland as a location for high-value tech investment. The creation of 100 highly skilled roles in cutting-edge fields like AI and data science reinforces our status as a global hub for innovation, and I would like to commend PayPal for its ongoing partnership with IDA Ireland.”

Michael Lohan, CEO of IDA Ireland, said: ‘’I am delighted with PayPal’s decision to create up to 100 new highly skilled tech jobs in Ireland. This is a testament to Ireland’s enduring appeal as a location for high-value investments. We are proud to support this growth and look forward to the continued success of PayPal in Ireland.’’

Open positions can be found here.