Fintech humm announces new payments partnership with Arnotts

Irish-based fintech humm, part of ASX-listed Humm Group Limited, has today announced a new payments partnership with the country’s largest department store, Arnotts with their homeware offering. Beginning with its furniture division, the partnership will enable Arnotts customers to access humm’s flexible payment products.

humm is the market-leading retail credit provider in Ireland, and its products empower consumers to purchase the goods and services they desire, while splitting the repayments evenly over monthly or fortnightly instalments. Arnotts will integrate humm’s end-to-end technology; allowing potential customers to apply for credit approval prior to making a purchase.

Since opening its decorative brass-clad doors for the first time in 1843, Arnotts has been a landmark destination in the heart of Dublin.

Flexible finance has grown in popularity in recent years, with humm’s retail partners reporting an average order value increase of 40% once the option of retail credit is provided to their customers. As consumer trends and preferences continue to evolve across bricks-and-mortar, digital and omnichannel, is it vital that flexible payment options are in place to meet this demand. While traditionally, customers may have purchased more costly items using credit cards or high-interest loans, retail credit has become the preferred option for many discerning consumers, who are seeking a more cost-effective payment alternative.

Speaking today, CEO of humm (UK & Ireland) PJ Byrne said: “As humm continues to grow its extensive footprint across the Irish market, I am delighted to welcome our oldest and largest department store, Arnotts, on board.  

Over the last number of years, we have witnessed an increase in consumer demand for flexible, convenient payment solutions. By making high-ticket items affordable – but without the burden of high-interest credit or loans – humm’s products benefit both consumers and retailers alike. This partnership with Arnotts is indicative of our broader ambitions to empower retailers to help their customers to make the purchases they want, using a structured payment plan with a zero interest or a low interest credit facility”. 

Angela Lowth, Home & Lifestyle Interior Stylist at Arnotts said: We are thrilled to offer our customers this new and exciting flexible payment solution by adding it to our suite of payment options on offer to help make the purchase of larger items, such as beds and furniture easier.”

Humm interest charges

Humm does not charge interest on any products purchased between €80 – €499 offer even after the finance term has expired.

There is no application fee on products financed which cost between €80 – €499.

Table of fees and interest rates

All products purchased between €80 – €499 attract a 0% APR.

Standard Fees

Application Fee (on a purchase only) Nil

Monthly Account Keeping Fee – Nil

Late payment fee – €9

 

Make Your Amazon Product Launch Successful With Professional Amazon Photography

Amazon’s product launch can be an intimidating undertaking. With hundreds of thousands of similar items competing for attention, it’s important to make sure your product stands out with high-quality photography that not only looks professional but accurately represents your item’s quality, features, and benefits. By investing in Amazon photography services, you can unleash the potential of your product launch on the world’s largest marketplace. 

Simplifying Your Amazon Product Launch With Professional Amazon Photography

Professional Amazon photography can play an important role in increasing sales and making your products unique from the competition. Investing in an Amazon product photoshoot gives you clear visuals that create a lasting impression on customers while meeting all of Amazon’s requirements for marketing materials. This blog post will explore how professional Amazon photography can help make your product launch successful.

Enhances Product Appeal

Amazon photography services are a key resource to spruce up your product listing when launching it on Amazon. With professional Amazon photography, you can be sure that your product’s appeal is heightened and that customers who view it will stay longer on-site to read its description or decide whether they want to purchase it.  

High-quality images of your product let customers know you take pride in what you offer and encourage them to trust the product’s listed specifications. With beautiful Amazon images, potential buyers can get a clear sense of what they’re buying, ensuring they have the confidence needed to make that purchase. Amazon product photoshoots can give even an unknown seller the legitimacy they need to stand out among the far more experienced competition. 

Conforms To Amazon’s Guidelines 

Professional Amazon photography services provide a unique opportunity to maximize the success of your Amazon product launch. Not only will these services create crystal-clear images that capture the essence of your product, but they’ll also ensure that all images abide by Amazon’s guidelines. 

Their team of experts knows exactly how to style, light, and shoot products in a way that meets Amazon’s strict guidelines for photographs. This ensures that you don’t put yourself at risk and lets Amazon visitors know what to expect when they click on the listing page. Investing in Amazon photography services gives companies peace of mind knowing their product photos will be done correctly.  

Increase In Sales

Amazon product photoshoot will help ensure that all of your products are showcased in the best possible light, and the importance of this cannot be understated. By having professional Amazon photos taken of your product, potential customers will be more likely to purchase it since the pictures’ quality communicates the item’s value and professionalism.

Amazon customers rely on high-quality visuals when making their purchase decisions, so taking advantage of Amazon photography services is an easy way to give your product an edge. Investing in Amazon photography upfront can pay off significantly down the road, as it could lead to increased sales for your Amazon product launch.

Advantage Over Competitors

Investing in professional Amazon product photography is a huge asset when launching a new product on Amazon. It gives your company an edge over competitors by having a polished, attractive image for buyers. An Amazon product photoshoot will capture the highest quality pictures of your products, allowing customers to truly understand the features and benefits of what you offer.  

Quality images showcase attention to detail and are worth their weight, especially when trying to establish a brand presence on Amazon. From HD photos displayed on Amazon’s storefront to detailed images within product pages, investing in Amazon photograph services is an easy yet powerful way to get noticed. 

Highlights Company Brand And Value

A Professional Amazon product photoshoot can be a powerful tool to boost your Amazon product launch. High-quality commercial photos are the best way to showcase the features and value of your brand, providing the necessary visual stimulation that users need to make informed purchase decisions. 

Not only will using Amazon photography help your brand stand out from the crowd, but it’s also essential if you want potential customers to feel positively inclined toward your business, making them more likely to buy into what it offers. So, investing in professional Amazon photography is a great way to ensure successful results for any Amazon product launch. It can also be a motivating factor when taking your product’s attempt and leading generations through maximum visibility/impact.

Narrows Down Choices

High-quality photos will make customers feel more confident in their buying decision, and they’re sure to be impressed by the enticing images that showcase your Amazon product. Professional Amazon photography relieves customers of the overwhelming feeling they can experience when faced with too many options.

It will narrow down customer choices and make them focus on the Amazon product you are launching, providing you with maximum exposure. So, with an Amazon product photoshoot, you can create powerful images that captivate your target audience and help launch your amazon product more effectively.

Final thoughts

As we have explored in this post, professional Amazon photography can simplify the product launch process by giving your products the best chance for success on the competitive Amazon platform. You can make a more attractive and memorable product launch by creating high-quality visuals.

With professional Amazon photography, you can rest assured that your launch will have the higher caliber of photography it deserves. It will also give your Amazon product launch an edge over other products. So, if you’re looking to give your entire product launch the upper hand, look no further than investing in professional Amazon photography. You won’t regret it!

The Best Programmers’ Perks to Negotiate Beyond Salary

When it comes to pay, too many programmers tend to focus more on salary, often forgetting about perks. Once you get a job offer, looking beyond salary can create better terms and a more satisfying career. 

Many companies are open to offering perks, and it pays to negotiate with the employer to secure perks that are beneficial for you. Whether you’ve had specific expert-led negotiation training or not, you should expect to bargain contract terms. So, which perks are worth looking into?

Contractor to Employee

Many programmers believe in career mobility and may not want to stay at one firm for too long. These programmers often accept contractor status without much thought. Before accepting your job offer, make your calculations. Compare what you would stand to gain as a full-time employee rather than a contractor. 

Contract positions often net you higher rates in the short term, and lower your overall tax position. So, talk with your accountant to figure out how many dollars you will keep at the end of a year for taking on the risks of being a “let go first and trained last” contractor.

If you’re signing up on a contract basis, it is crucial that you bring up your transition to full-time employee as early as possible. A contract employee may not be eligible for benefits such as medical and dental insurance or paid time off. Discuss with your employer how soon you will be eligible for full-time employee status. Discuss the new terms you should expect with the revised status. 

To boost your confidence, try negotiation simulation with a friend or colleague experienced in negotiations. Come up with a few answers to handle possible employer objections. 

Code Organization

Have you ever been asked to rewrite someone else’s code and then become bogged down for ages? It’s extremely difficult and frustrating trying to trace back the past actions of others when code is not well organized or annotated. While a programmer’s core job is to write code that works well for computers, programmers can often neglect to consider writing code that reads well for humans. 

Talk to your prospective employer about the company adopting code organization principles. It’s beneficial to your time and productivity to work with code that can be understood and refactored by others without bringing systems to a halt. 

Negotiate the ways in which your department will organize functions, comments, and documentation. Having a standardized process makes everyone’s job easier and more pleasant. If the company doesn’t have a standardized process, then negotiate to have the option to decline working on older projects that may be difficult to decipher. 

Projects abandoned by past employees can be difficult to navigate. Abandoned projects may reflect poorly on your overall performance at job appraisals.

Technology Tools

Programming is a technology-intensive undertaking. Writing code for your company needs special tools that you may also want to access at home and on your commute. These tools include high-end laptops, high-speed internet, high data-storage space, and simulation tools. 

For instance, you may need a mobile hotspot for those times you’re traveling or commuting. You may need a fast fiber connection at home to securely connect you to the office. Talk to your employer to cover the costs.

Skills Training

Programming trends change fast. While it’s not practical to become a magpie coder who chases after all the newest shiny trends and the current highest earner, it pays to regularly brush up your skills. If your job leaves you no time to practice new skills, you risk becoming complacent and even obsolete. 

Negotiate for your new employer to provide paid time off for training. Plus, discuss the options for your employer to cover the fees. If your department has a group of programmers, discuss regular in-house refresher courses. Discuss running online learning and code simulations to familiarize with trends. 

Stock and Equity

As a programmer, sometimes your creations are what forms the backbone of the company’s products and services. Whether you’re working for an established corporation or a startup, consider negotiating stock options and equity. 

In recent times, many startups have failed before liquidation. Meaning, anyone holding equity went home with nothing. Though, if you believe in the viability of the product, an equity grant gives you a stake in the long-term success of the company. Calculate your employer’s stock capitalization before you consider negotiating for stock and equity. 

Remote Working

An increasing proportion of programmers no longer fit into the standard 9-to-5 work-from-office mold. Inspiration may hit you at midnight while in bed. Once you get into the zone, you may lose track of time and end up late to home or work. At times, the act of leaving your workstation to commute can make you lose track of your progress and ideas. 

Negotiate the possibility of remote working either full time or on flexible time. Another option would be to work condensed days. For example, you may choose to work 10-hour shifts for four days rather than eight-hour shifts for five days per week. If you have a long commute or a congested office space, a popular route is working from home. A smart employer should be glad for the extra space and your increased productivity and motivation. 

Compensated Time

There is a joke that a programming career is like that of a war soldier. That is, a career filled with long periods of boredom interspersed with short bursts of frantic action. For most programmers, there will be some very busy periods, such as during software releases. You may be expected to work long hours and extra days during these busy seasons. 

If you expect the job will have busy seasons, either negotiate to have all your hours paid or for compensated time—known as comp time. Comp time is paid time off provided by the employer in exchange for extra hours worked.

NGMN guides the industry with 6G Requirements and Design Considerations

In its latest 6G publication, “6G Requirements and Design Considerations”, the NGMN Alliance (NGMN) has defined several important requirements for 6G. By providing this guidance to the industry, NGMN takes on a leading role in avoiding fragmentation of future 6G standards and achieving affordable deployments and services valued by end users.

The publication offers guidance and input to Standards Development Organisations (SDOs) working towards realisation of the vision of communication systems for 2030 and beyond, currently being developed by ITU-R. It has been developed on the understanding that there will be an evolution towards 6G without distinction between any new 6G technology, an evolution of 5G or a combination of both.

New approaches have been identified within this publication covering digital inclusion, energy efficiency, environmental sustainability, and flexible deployment. Potential new capabilities related to prospective use cases are discussed qualitatively as well as new paradigms to address traffic growth, capacity needs, minimise complexity and provide alternatives to densification.

Luke Ibbetson, Head of Group R&D, Vodafone and NGMN Board Member, says: “This important contribution reflects how evolution towards 6G needs to deliver customer led outcomes whilst maximising efficient use of resources and ensuring the practical deployment of software-driven networks.”

Anita Döhler, NGMN CEO, states: “As a global mobile operator driven organisation, reflecting the entire ecosystem in its membership, we are well positioned in submitting 6G Requirements and Design Considerations to SDOs and the industry. Our objective is to guide and support the mobile industry in achieving a global 6G standard and with already over 50 companies participating in this specific project today, we look forward to driving industry alignment around 6G architecture in the future.”

Following NGMN’s publications “6G Drivers and Vision” in 2021, “6G Use Cases and Analysis” in 2022, the latest publication “6G Requirements and Design Considerations” marks the next step towards a deeper understanding of 6G architecture.

The publication can be downloaded from here: www.ngmn.org/publications/6g-requirements-and-design-considerations.html

Collaboration is key to driving the industry’s most important topics such as NGMN’s strategic pillars: Green Future Networks, Operating Disaggregated Networks, and 6G. NGMN therefore invites all parties across the entire value chain to join the Alliance in this important endeavour.

Further information and all publications of the NGMN Alliance can be found on their website at www.ngmn.org.

Technology innovator fourTheorem secures exclusive access to ground-breaking disruptive AI software resources

Pioneering software company fourTheorem has secured exclusive access to intellectual property rights – focusing on the application of AI in software architectural transformation – developed by Dublin City University and Lero, the Science Foundation Ireland Research Centre for Software.

The deal enables fourTheorem ​​to commercialise all Future Software Systems Architectures (FSSA) project output.

The programme ‘Fission’ examined the application of AI to software architectural transformation, notably in microservices extraction from monolith-based architectures. The consortium behind the FSSA project, led by fourTheorem and directed by Dr Paul Clarke and the late Professor Rory O’Connor, comprised leading-edge researchers from DCU and Lero. Dr Andrew McCarren from DCU and Insight, the Science Foundation Ireland Research Centre for Data Analytics, was co-Principal Investigator on the research programme.

Established to embrace the disruption of serverless computing, the FSSA project was jointly funded – to a total of €2.1M – by fourTheorem and the Disruptive Technology Innovation Fund (DTIF). DTIF, a €500 million challenge-based fund established to drive collaboration between Ireland’s world-class research base and industry, is managed by the Department of Business, Enterprise and Innovation and administered by Enterprise Ireland.

The project set out to address a vital issue in the world’s software market: How to reduce the risks and costs associated with migrating existing ICT systems to modern, microservices-based architectures – traditionally a manual, expensive and error-prone process.

Over the past three years, FSSA researchers have built a Machine Learning-based Automatic Architectural System that systematically identifies and extracts services from monolithic architectures. ‘Fission’ significantly cuts the time and risk associated with transforming to a modern cloud architecture.

Speaking on the agreement, fourTheorem CEO Peter Elger said: “As we enter the next wave of cloud-based software, more and more companies wish to migrate from their traditional software architecture to serverless microservices to benefit from reduced costs and increased scalability and agility. However, untangling such monolithic systems can be a complex, time-consuming process that often carries significant associated risks – for most, the biggest fear factor is knowing where to start without risking the entire system grinding to a halt because of unidentified dependencies.

With Fission, we can rapidly accelerate the uncoupling of structures and dependencies within existing monolithic platforms – saving our clients time, money, and crucially, de-risking those first steps away from the monolith environment into a microservices and serverless future.”

Dr Paul Clarke of Lero at DCU and Director of the FSSA project, added: “Evaluations to date indicate that this technology can radically reduce the time and cost associated with software architectural transformation. Since Fission incorporates so many data capture points, including detailed internal system run time information, the risk of service judgement error is also significantly reduced.

“All that wonderful technology aside, it has simply been a great project to work on, and the fourTheorem team have been beyond excellent as partners, bringing an impressive combination of experience, ingenuity, and productivity to the project.”

Don’t Miss Out on the Future of Music! Get Promotion for Spotify Now!

Anyone who’s using Spotify to share his music and to find an audience, at some point, starts to ask himself how he can promote his songs. Promotion for Spotify is a key component of success for any artist, as even though at first, your songs may get enough attention and likes from Spotify users, everyone starts struggling with reaching their target audience at some point. There are a few reasons why something like that happens. Firstly, it is always easier to make progress and get noticed by others when you’ve just created your Spotify account. And secondly, the sky’s the limit, right? Even if you have your own fan base, you should never stop on your way to success because you can always get more! You can always get more likes, plays, and appreciation for your songs only if you know how to promote them properly.

The solution to this problem exists, and it is Spotify’s promotion services. Such a service allows you to quickly get promotions for Spotify without going deep into the details of promotion and advertisement. But let’s first understand why it’s crucial to use such services? The fact is that Spotify gathers a huge number of musicians who share their music with their fans daily. So when investing in Spotify promotion, you ensure that among all those songs uploaded on Spotify, it is yours that listeners will choose. Isn’t it great to have a guarantee that the material you are working so hard on will get the appreciation it deserves?

However, you must be wise when investing in Spotify promotion. There are opportunities to buy album plays on Spotify. Also, many other services allow you to buy promotions for your songs, but you need to find a good and trustworthy one if you want your promotion to work.

The main factor you want to focus on when searching for a Spotify promotion service is if it offers you to buy likes and plays from real people. If you want your promotion to last long and to bring real fans who will stay with you, it is essential to not buy fake likes and plays. Buying bots and fake followers will definitely cost you less; still, it will bring you zero effect apart from faking your statistics. And what real artists care about is not numbers but the interest of real people in their music. So, if you want to find new fans, choose a service that will help you promote your songs and ensure that your target audience notices and listens to them.

When you find a good service, the algorithm for getting a promotion for you on Spotify will be straightforward. First, you get offered a few plans or packages, so you can choose the one that suits your aims and budget. Then, after you purchase a selected package, your account will get analyzed to find you, the target listener. And after that, your songs will get advertised only to the chosen audience potentially interested in your music. This means that every listener your music reaches will likely like it and consider joining your fanbase. So now, I guess, you know what has been stopping you from achieving real success on Spotify. Focus on your music’s promotion and get yourself new fans!

Red Bull Doodle Art Competition Now Open

The innovative global competition where art and technology meet to empower a new generation of artists is now open for entries until 8th April 2022. Red Bull Doodle Art encourages creatives to put pencil to paper, let their minds wander and get doodling. Visit RedBullDoodleArt.com to enter or for application event details.

Following the initial application phase, a select group of finalists will be chosen to show their work at the Irish National Final on 15th April. The overall winner for Ireland will be chosen at the National Final by a judging panel and will be invited to the World Final in Amsterdam, where the 2023 Red Bull Doodle Art winner will be chosen by a panel of renowned experts.

Where art and technology meet
The pen-on-paper concept of Red Bull Doodle Art dates back to the very first edition in 2012. Since then, the competition has evolved to include latest technological innovations.

Involving both the physical and digital realms of art, the 2023 edition of Red Bull Doodle Art sees the introduction of NFTs (non-fungible tokens). All participants who submit a valid doodle will have access to a digital collectible of their drawing in the form of an NFT.

2023 Format

The competition takes place across the following phases;

  1. Application phase: Red Bull Doodle Art begins at one of the four application events, where participating students and creatives will put pen to paper to see where their imagination takes them. Visit www.redbulldoodleart.com for dates and locations of application events. Participants can also submit their doodle digitally or on official Red Bull Doodle Art frame, which all be downloaded and submitted at www.redbulldoodleart.com.
  2. Selection phase: On 15th April, the work of the chosen finalists will be displayed in an exhibition at Tara Buildings in Dublin. A panel of experts will select the winner based on the criteria of creativity, artistic skill and the way the doodle expresses a love for life.
  3. Artists’ collaboration phase: After the national final, the new national winner will collaborate with a professional artist to get ready to represent Ireland with an exclusive doodle NFT at the World Final in Amsterdam.
  4. World Final: From 25 to 28 May 2023, the World Final will bring together all the national finalists globally for a three-day immersive experience in Amsterdam in the Netherlands. This will feature workshops, exclusive “phygital” (physical and digital) creative sessions, public gallery and the announcement of the global winner of Red Bull Doodle Art 2023.

How to Enter
Red Bull Doodle Art is open to 18–24-year-olds who are a current resident of Ireland. To take part in Red Bull Doodle Art, go to the official website, select your country, download the template and submit your doodle or visit www.redbulldoodleart.com to see where and when your local application events are taking place.

The time to explore your artistry is now with information available at www.redbulldoodleart.com

Soundpeats Air3 Deluxe HS and Mini Pro HS earbuds first look

Soundpeats is a well known brand that delivers great quality earbuds at a cost effective price and they have sent us two new pairs for us to check out and a full real hands on review will be coming soon with many more earbuds and other tech that is now sitting on my desk. The twp pairs today in question is the Air Deluxe HS and Mini Pro HS earbuds one being your standard earbud and one with a stem so something for both interested parties here when it comes to style and looks.

Having a quick first look myself I like both designs here and the cases in particular are really nice with both having a matt finish and fingerprint free and easy on your pocket too when it comes to size. But how will they sound? We will find out soon enough after some thorough testing as we do test the biggest range of earbuds in Ireland with a real hands on look rather than stock image reports.

SOUNDPEATS Air3 Deluxe HS Wireless Earbuds

SOUNDPEATS is one of only a few in the market that comes with high-quality sound but affordable wireless earbuds for audio enthusiasts. Adopt Qualcomm 3040 with aptX-Adaptive codec V5.2 brings instant connection and super sound, the mostly keep the sound and scene are synchroned.

Air3 Deluxe HS — Best Alternative Wireless Earbuds Of AirPods
Hi-Res Audio Certification & LDAC Codec Tech
14.2mm Driver & Four Microphones
In-Ear Detection & 20 Hours of Playtime
Low Latency Game Mode & App Control
UK Amazon: https://bit.ly/Air3DeluxeHS-UK
US Amazon: https://bit.ly/Air3DeluxeHSUS (22% off coupon +10% off Code:  NI6VXZF8)

 

Mini Pro HS l Ultra Light Hybrid ANC for Commuting

SOUNDPEATS Mini Pro HS is Hi-Res Audio Wireless certificated and equipped with LDAC technology, a maximum transmission volume of 990kbps, and maintains the maximum bit depth and frequency of 24-bit/96kHz Hi-Res audio files, close to lossless sound quality. Besides, with Bluetooth5.3 and the built-in 10mm biodynamic driver, Mini Pro HS restores the sound details in a more stable and natural way, so you can hear and feel the surging bass.

    • Hi-Res Audio & LDAC Coding Tech
    • 10mm Driver for Immersive Bass
    • 40dB Hybrid ANC& Clear Call with 6 mics
    • 4.9g Ultra Light& In-ear Ergonomic Design
    • 8 Hrs Single Playtime &28H Full Playtime
    • Game Mode& Standardized Touch Control

UK Amazon

US Amazon

Stay tuned for our full review soon and of course if you have any questions drop em below and we answer all questions.

Unboxing

Survey Finds One in Five Firms in Ireland Experienced a Cyber Attack Last Year

Aon plc, a leading global professional services firm, today released figures that reveal that most senior business leaders in Ireland plan to increase investment in cyber security and resilience in the coming years amid the evolving cyber risks facing Irish firms.  

The survey of 228 senior business leaders from companies across Ireland reveals that 18 percent of Irish firms experienced a cyber-attack or data breach in 2022. Large companies with more than 250 employees are more at risk, with 21 percent of firms facing an attack last year compared to 9 percent of SMEs.

Companies have taken steps in the past year to strengthen their cyber resilience and preparedness, with 38 percent having enhanced their data recovery and back-up systems and 35 percent having provided cyber security training to employees. This represents a slight decrease from levels seen in 2021, when 40 percent of employees were provided with cyber security training.  

Given the ever-changing cyber landscape, over two thirds of Irish firms (67 percent) plan to invest more in cyber security and resilience in the coming years. Seventy-two percent of firms with more than 250 employees are due to increase their spending on cyber security measures.

The survey also points to the growing dominance of cyber threats on an organisation’s risk register. According to the findings, cyber is now the fourth biggest business risk facing Irish organisations today.

Karl Curran, Head of Aon’s Cyber Solutions Ireland and Nordics, said: “Our figures show that cyber resilience is very much front and centre of Irish business leaders’ concerns. As the fourth biggest risk facing Irish organisations today, and with one in five firms being disrupted by a cyber-attack last year, business leaders are acutely aware of the enormity of the risk that cyber-attacks present and the need to plan accordingly. However, far too often, successfully managing cyber risk only becomes a priority after a cyber incident has occurred. Despite the majority of Irish firms planning to invest more in cyber security and resilience in the coming years, more than a quarter of Irish business leaders don’t have any plans to invest more in cyber security and resilience in the near future.

“Amidst an increasingly complex business environment, business and IT leaders are under increasing pressure to make smart security investments. And the truth is there is no one straight line approach to cyber security. It is a continuous journey focused on building resilience.

“At Aon Ireland, we encourage leaders to review their cyber security posture and take a strategic approach to managing cyber risk that is informed by data. This begins by assessing the cyber risk landscape, identifying the ways in which your IT team can mitigate challenges, transferring risk out of the business and, when faced with a crisis, recovering with speed. By taking a data-driven, circular approach to cyber resilience, business and IT leaders can come together to make better decisions that protect the future of their organisation and its people.”

To help business leaders on this journey, Aon’s Cyber Loop is a model for sustained cyber resilience that recognises the growing concern around cyber threats and supports businesses on their journey of investment. Comprising four main stages – assess, mitigate, transfer and recover – the Cyber Loop supports business leaders to maximise return on cyber security investment and become an informed participant in managing risk.

The four main stages of Aon’s Cyber Loop are:

  1. Assess

A thorough assessment of an organisation’s cyber risks will ensure that they are better informed and in a better position to agree on an appropriate risk strategy.

  1. Mitigate

Bridge the gap between understanding the technical risk of an identified vulnerability and the related financial exposure to inform decisions that can enhance security maturity and maximise return on security investment.

  1. Transfer

Despite a rising tide in cyber governance, losses still emanate from human error, system failure or security failure. Aon’s experts help businesses to identify, quantify and transfer cyber risk into the insurance market.

  1. Recover

Aon’s team of experts are experienced in maximising possible recovery of costs and working towards a cashflow neutral position.

To learn more about Aon’s Cyber Loop, visit https://www.aon.com/cyber-solutions/thinking/the-cyber-loop-a-model-for-sustained-cyber-resilience/.