We are all aware of the scams going around with the banks of late and some we have reported on before but this one took particular interest today when it came through on my phone via SMS. Yes there is SMS going around too and some without or without an identifier on the SMS ie a sender or reference on top and if you are a BOI customer you will understand the problem here.
— Jim O Brien Tech 👨💻techbuzzireland (@techbuzzinfo) April 22, 2020
As seen in the tweet above if you are a customer of BOI you may already have an SMS on your device in a thread such as I do from BOI which is fine and legit but the text now continues in the same thread giving it a more genuine look and as if it came from your bank and if you click on the link in the SMS it lands you on a page identical to BOI which is then where the scammers will catch you out and you have handed over all your details.
BOI perhaps did not understand the question here as they include another party in the conversation as it was me who got the text but contacted me via DM and then got the message and are now looking into the matter, best thing to do is for those whom maybe a new BOI customer is delete the current threads to start with and also check the identifier on top too and do not open any link sent via SMS no matter what is says or how good it may appear.